LDRT vs QQQ
iShares iBonds 1-5 Year Treasury Ladder ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
LDRT has a lower expense ratio. QQQ delivered stronger 1-year returns. LDRT offers more diversification with 180 holdings.
Side-by-Side Comparison
| Metric | LDRT | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.18% | |
| AUM | $211M | $496.3B | |
| Dividend Yield | 3.78% | 0.44% | |
| Holdings | 180 | 108 | |
| YTD Return | +0.54% | +17.13% | |
| 1Y Return | +2.17% | +24.75% | |
| 3Y Return (annualized) | - | +24.85% | |
| 5Y Return (annualized) | - | +14.21% | |
| Volatility (annualized) | 1.7% | 30.6% | |
| Max Drawdown | -1.4% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 7, 2024 | Mar 10, 1999 |
LDRT vs QQQ Performance
iShares iBonds 1-5 Year Treasury Ladder ETF (LDRT) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year LDRT returned +2.17% while QQQ returned +24.75%. Year to date, LDRT is up 0.54% versus a gain of 17.13% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.7% for LDRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.4% for LDRT and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LDRT charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, LDRT currently yields 3.78% against 0.44% for QQQ.
Holdings Overlap
LDRT and QQQ share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LDRT or QQQ?
LDRT has an expense ratio of 0.07% while QQQ charges 0.18%. LDRT is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, LDRT or QQQ?
Over the past year LDRT returned +2.17% vs +24.75% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), LDRT annualized +3.67% vs +13.04% for QQQ. Past performance does not guarantee future results.
Which is riskier, LDRT or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 1.7% for LDRT. Worst drawdown: LDRT -1.4% vs QQQ -83.0%.
Should I hold both LDRT and QQQ?
LDRT and QQQ have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LDRT and QQQ?
LDRT and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.
Which pays a higher dividend, LDRT or QQQ?
LDRT yields 3.78% while QQQ yields 0.44%, so LDRT currently pays the higher dividend yield.
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