LDRT vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricLDRTVOOWinner
Expense Ratio0.07%0.03%
AUM$207M$979.0B
Dividend Yield3.79%1.09%
Holdings180509
YTD Return+0.34%+13.80%
1Y Return+2.44%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)1.7%14.1%
Max Drawdown-1.4%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 7, 2024Sep 7, 2010

LDRT vs VOO Performance

iShares iBonds 1-5 Year Treasury Ladder ETF (LDRT) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year LDRT returned +2.44% while VOO returned +23.71%. Year to date, LDRT is up 0.34% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.7% for LDRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.4% for LDRT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.05. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LDRT charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, LDRT currently yields 3.79% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

LDRT and VOO share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, LDRT or VOO?

LDRT has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, LDRT or VOO?

Over the past year LDRT returned +2.44% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), LDRT annualized +3.67% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, LDRT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 1.7% for LDRT. Worst drawdown: LDRT -1.4% vs VOO -34.3%.

Should I hold both LDRT and VOO?

LDRT and VOO have a monthly-return correlation of -0.05, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LDRT and VOO?

LDRT and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, LDRT or VOO?

LDRT yields 3.79% while VOO yields 1.09%, so LDRT currently pays the higher dividend yield.

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