LEXI vs SCHD
Alexis Practical Tactical ETF vs Schwab US Dividend Equity ETF
Which is better, LEXI or SCHD?
Tactical Allocation against Large Cap Value.
SCHD has a lower expense ratio. LEXI led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 52.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LEXI | SCHD |
|---|---|---|
| Expense Ratio | 1.00% | 0.06%Best |
| AUM | $192M | $112.2B |
| Dividend Yield | 0.84% | 3.13% |
| Holdings | 44 | 103 |
| YTD Return | +14.05% | +28.59%Best |
| 1Y Return | +23.36% | +31.77%Best |
| 3Y Return (annualized) | +19.45%Best | +16.70% |
| 5Y Return (annualized) | +10.58%Best | +10.09% |
| Volatility (annualized) | 14.0%Best | 14.7% |
| Max Drawdown | -22.0% | -16.9%Best |
| $10,000 over 5 years | $16,534Best | $16,171 |
| Top 10 Weight | 52.2% | 41.5%Best |
| Fund Family | Alexis Investment Partners, LLC | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Value |
| Inception | Jun 30, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jul 1, 2021 to Sep 3, 2026 (5.2 years).
LEXI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
LEXI vs SCHD Performance
Alexis Practical Tactical ETF (LEXI) is an ETF from Alexis Investment Partners, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LEXI returned +23.36% while SCHD returned +31.77%. Year to date, LEXI is up 14.05% versus a gain of 28.59% for SCHD.
Over three years, LEXI compounded at +19.45% per year against +16.70% for SCHD; over five years the annualized figures are +10.58% and +10.09% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 14.0% for LEXI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.0% for LEXI and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LEXI charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, LEXI currently yields 0.84% against 3.13% for SCHD.
Holdings Overlap
1.2% of LEXI's money is in holdings SCHD also owns. 8.9% of SCHD's money is in holdings LEXI also owns.
SCHD and LEXI share little of their money.
2 positions in common, counted across the 48 positions we hold weights for in LEXI and 100 in SCHD, against full books of 44 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for LEXI (91.0% of the fund), and 44 for LEXI that do not appear in SCHD (92.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of LEXI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LEXI or SCHD?
LEXI has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, LEXI or SCHD?
Over the past year LEXI returned +23.36% vs +31.77% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LEXI or SCHD?
SCHD has been the more volatile fund at 14.7% annualized versus 14.0% for LEXI. Worst drawdown: LEXI -22.0% vs SCHD -16.9%.
Should I hold both LEXI and SCHD?
LEXI and SCHD have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LEXI and SCHD?
8.9% of SCHD's money is in holdings LEXI also owns. 8.9% of SCHD's is in holdings LEXI also owns. They hold 2 positions in common, counted across the 48 positions we hold weights for in LEXI and 100 in SCHD.
Which pays a higher dividend, LEXI or SCHD?
LEXI yields 0.84% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LEXI?
SCHD has a lower expense ratio. LEXI led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 52.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.