LIFT vs VTI
LifeX 2028 Income Bucket ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LIFT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $2M | $666.9B | |
| Dividend Yield | 35.61% | 1.07% | |
| Holdings | 29 | 3,543 | |
| YTD Return | -21.87% | +13.14% | |
| 1Y Return | -20.93% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -22.1% | -56.6% | |
| Fund Family | Stone Ridge Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 24, 2025 | May 24, 2001 |
LIFT vs VTI Performance
LifeX 2028 Income Bucket ETF (LIFT) is a ETF from Stone Ridge Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LIFT returned -20.93% while VTI returned +22.35%. Year to date, LIFT is down 21.87% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -22.1% for LIFT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
LIFT charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, LIFT currently yields 35.61% against 1.07% for VTI.
Holdings Overlap
LIFT and VTI share 0 holdings out of 2805 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LIFT or VTI?
LIFT has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, LIFT or VTI?
Over the past year LIFT returned -20.93% vs +22.35% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between LIFT and VTI?
LIFT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2805 unique securities.
Which pays a higher dividend, LIFT or VTI?
LIFT yields 35.61% while VTI yields 1.07%, so LIFT currently pays the higher dividend yield.
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