LJUL vs VXUS

LJUL vs VXUS

Which is better, LJUL or VXUS?

Multi Alternative against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLJULVXUS
Expense Ratio0.79%0.05%Best
AUM$9M$158.1B
Dividend Yield5.21%2.51%
Holdings288,747
YTD Return-0.02%+12.88%Best
1Y Return+1.07%+19.97%Best
3Y Return (annualized)-+20.14%
5Y Return (annualized)-+8.87%
Volatility (annualized)1.1%Best11.7%
Max Drawdown-3.2%Best-13.6%
$10,000 over 2.2 years$10,878$15,034Best
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionJul 1, 2024Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 1, 2024 to Sep 23, 2026 (2.2 years).

LJUL vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

LJUL vs VXUS Performance

Innovator Premium Income 15 Buffer ETF - July (LJUL) is an ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year LJUL returned +1.07% while VXUS returned +19.97%. Year to date, LJUL is down 0.02% versus a gain of 12.88% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 1.1% for LJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.2% for LJUL and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.25. They move largely independently of each other.

Fees and Cost Over Time

LJUL charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, LJUL currently yields 5.21% against 2.51% for VXUS.

You are not choosing between two funds in isolation.

Whichever of LJUL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LJULVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LJUL or VXUS?

LJUL has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option, by $74 a year on a $10,000 investment.

Which performed better, LJUL or VXUS?

Over the past year LJUL returned +1.07% vs +19.97% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), LJUL annualized +3.90% vs +20.36% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LJUL or VXUS?

VXUS has been the more volatile fund at 11.7% annualized versus 1.1% for LJUL. Worst drawdown: LJUL -3.2% vs VXUS -13.6%.

Should I hold both LJUL and VXUS?

LJUL and VXUS have a monthly-return correlation of 0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, LJUL or VXUS?

LJUL yields 5.21% while VXUS yields 2.51%, so LJUL currently pays the higher dividend yield.

Is VXUS better than LJUL?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.