LOCT vs VXUS
LOCT vs VXUS
Innovator Premium Income 15 Buffer ETF - October vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | LOCT | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.05% | |
| AUM | $11M | $156.5B | |
| Dividend Yield | 5.15% | 2.60% | |
| Holdings | 8 | 8,747 | |
| YTD Return | +0.08% | +14.57% | |
| 1Y Return | +1.94% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 6.1% | 15.1% | |
| Max Drawdown | -10.5% | -39.9% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 2, 2023 | Jan 26, 2011 |
LOCT vs VXUS Performance
Innovator Premium Income 15 Buffer ETF - October (LOCT) is a ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year LOCT returned +1.94% while VXUS returned +27.82%. Year to date, LOCT is up 0.08% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.1% for LOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.5% for LOCT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LOCT charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, LOCT currently yields 5.15% against 2.60% for VXUS.
Holdings Overlap
LOCT and VXUS share 0 holdings out of 7863 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LOCT or VXUS?
LOCT has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, LOCT or VXUS?
Over the past year LOCT returned +1.94% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), LOCT annualized +0.18% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, LOCT or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 6.1% for LOCT. Worst drawdown: LOCT -10.5% vs VXUS -39.9%.
Should I hold both LOCT and VXUS?
LOCT and VXUS have a monthly-return correlation of 0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LOCT and VXUS?
LOCT and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7863 unique securities.
Which pays a higher dividend, LOCT or VXUS?
LOCT yields 5.15% while VXUS yields 2.60%, so LOCT currently pays the higher dividend yield.
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