LQDI vs VOO

LQDI vs VOO

Which is better, LQDI or VOO?

Long Term Mid Quality against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLQDIVOO
Expense Ratio0.18%0.03%Best
AUM$71M$997.4B
Dividend Yield4.69%1.04%
Holdings128509
YTD Return-3.52%+12.25%Best
1Y Return-4.89%+17.03%Best
3Y Return (annualized)+3.75%+21.25%Best
5Y Return (annualized)-0.15%+13.08%Best
Volatility (annualized)9.1%Best16.6%
Max Drawdown-29.0%Best-34.3%
$10,000 over 5 years$9,925$18,490Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Blend
InceptionMay 8, 2018Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 14, 2018 to Sep 17, 2026 (8.3 years).

LQDI vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.3 years both funds cover.

LQDI vs VOO Performance

iShares Inflation Hedged Corporate Bond ETF (LQDI) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year LQDI returned -4.89% while VOO returned +17.03%. Year to date, LQDI is down 3.52% versus a gain of 12.25% for VOO.

Over three years, LQDI compounded at +3.75% per year against +21.25% for VOO; over five years the annualized figures are -0.15% and +13.08% respectively. Across the full 8-year window we track, VOO has the edge at +14.17% annualized vs +3.48%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 9.1% for LQDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.0% for LQDI and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

LQDI charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, LQDI currently yields 4.69% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 2 holdings in LQDI and 494 in VOO, totalling 95.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in LQDI and 494 in VOO, against full books of 128 and 509.

You are not choosing between two funds in isolation.

Whichever of LQDI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LQDIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LQDI or VOO?

LQDI has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, LQDI or VOO?

Over the past year LQDI returned -4.89% vs +17.03% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (8 years), LQDI annualized +3.48% vs +14.17% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LQDI or VOO?

VOO has been the more volatile fund at 16.6% annualized versus 9.1% for LQDI. Worst drawdown: LQDI -29.0% vs VOO -34.3%.

Should I hold both LQDI and VOO?

LQDI and VOO have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, LQDI or VOO?

LQDI yields 4.69% while VOO yields 1.04%, so LQDI currently pays the higher dividend yield.

Is VOO better than LQDI?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.