LSST vs VTI
Natixis Loomis Sayles Short Duration Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LSST or VTI?
Short Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LSST | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $15M | $666.9B |
| Dividend Yield | 4.59% | 1.03% |
| Holdings | 235 | 3,543 |
| Volatility (annualized) | 2.4%Best | 17.7% |
| Max Drawdown | -6.2%Best | -35.0% |
| $10,000 over 6.8 years | $11,939 | $21,546Best |
| Fund Family | Natixis Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Bond | Large Cap Blend |
| Inception | Dec 27, 2017 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 678 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. LSST has data through Nov 1, 2024 and VTI through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 6.8 years row, are measured over the window both funds cover: Dec 28, 2017 to Nov 1, 2024 (6.8 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 2.4% for LSST. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.2% for LSST and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LSST charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, LSST currently yields 4.59% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of LSST and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LSST or VTI?
LSST has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which is riskier, LSST or VTI?
VTI has been the more volatile fund at 17.7% annualized versus 2.4% for LSST. Worst drawdown: LSST -6.2% vs VTI -35.0%.
Should I hold both LSST and VTI?
LSST and VTI have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LSST or VTI?
LSST yields 4.59% while VTI yields 1.03%, so LSST currently pays the higher dividend yield.
Is VTI better than LSST?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.