MAAY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricMAAYSCHDWinner
Expense Ratio1.07%0.06%
AUM$3M$103.7B
Dividend Yield146.84%3.31%
Holdings7104
YTD Return-26.93%+25.33%
1Y Return-+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)-13.6%
Max Drawdown-45.3%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 4, 2025Oct 20, 2011

MAAY vs SCHD Performance

GraniteShares YieldBOOST MARA ETF (MAAY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, MAAY is down 26.93% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -45.3% for MAAY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MAAY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, MAAY currently yields 146.84% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, MAAY or SCHD?

MAAY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which pays a higher dividend, MAAY or SCHD?

MAAY yields 146.84% while SCHD yields 3.31%, so MAAY currently pays the higher dividend yield.

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