MART vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricMARTQQQWinner
Expense Ratio0.74%0.18%
AUM$30M$455.8B
Dividend Yield0.00%0.41%
Holdings5108
YTD Return+10.71%+19.68%
1Y Return+16.13%+26.75%
3Y Return (annualized)+15.97%+26.25%
5Y Return (annualized)-+15.39%
Volatility (annualized)7.8%30.6%
Max Drawdown-11.6%-83.0%
Fund FamilyAllianzIMInvesco (US)
CategoryEquityEquity
InceptionFeb 28, 2023Mar 10, 1999

MART vs QQQ Performance

AllianzIM US Equity Buffer10 Mar ETF (MART) is a ETF from AllianzIM and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year MART returned +16.13% while QQQ returned +26.75%. Year to date, MART is up 10.71% versus a gain of 19.68% for QQQ.

Over three years, MART compounded at +15.97% per year against +26.25% for QQQ. Across the full 4-year window we track, MART has the edge at +17.04% annualized vs +13.15%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.8% for MART. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.6% for MART and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MART charges 0.74% per year while QQQ charges 0.18%. On a $10,000 position that is $74 vs $18 annually, a gap of $56 per year that compounds over a long holding period. On income, MART currently yields 0.00% against 0.41% for QQQ.

Frequently Asked Questions

Which is cheaper, MART or QQQ?

MART has an expense ratio of 0.74% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, MART or QQQ?

Over the past year MART returned +16.13% vs +26.75% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), MART annualized +17.04% vs +13.15% for QQQ. Past performance does not guarantee future results.

Which is riskier, MART or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 7.8% for MART. Worst drawdown: MART -11.6% vs QQQ -83.0%.

Should I hold both MART and QQQ?

MART and QQQ have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, MART or QQQ?

MART yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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