MATR vs VXUS
Harbor Multi-Asset Total Return ETF vs Vanguard Total International Stock ETF
Which is better, MATR or VXUS?
Multi Alternative against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MATR | VXUS |
|---|---|---|
| Expense Ratio | 0.80% | 0.05%Best |
| AUM | $11M | $158.1B |
| Dividend Yield | 2.76% | 2.51% |
| Holdings | 24 | 8,747 |
| YTD Return | +5.72% | +12.57%Best |
| 1Y Return | +9.92% | +19.71%Best |
| 3Y Return (annualized) | +14.56% | +19.25%Best |
| 5Y Return (annualized) | - | +8.59% |
| Volatility (annualized) | 8.5%Best | 11.9% |
| Max Drawdown | -12.9%Best | -13.6% |
| $10,000 over 3 years | $14,921 | $16,826Best |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Sep 13, 2023 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 14, 2023 to Sep 15, 2026 (3 years).
MATR vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
MATR vs VXUS Performance
Harbor Multi-Asset Total Return ETF (MATR) is an ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year MATR returned +9.92% while VXUS returned +19.71%. Year to date, MATR is up 5.72% versus a gain of 12.57% for VXUS.
Over three years, MATR compounded at +14.56% per year against +19.25% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 8.5% for MATR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for MATR and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MATR charges 0.80% per year while VXUS charges 0.05%. On a $10,000 position that is $80 vs $5 annually, a gap of $75 per year that compounds over a long holding period. On income, MATR currently yields 2.76% against 2.51% for VXUS.
Holdings Overlap
At least 2.0% of MATR's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
MATR and VXUS share little of their money.
1 positions in common, counted across the 25 positions we hold weights for in MATR and 8,082 in VXUS, against full books of 24 and 8,747.
Top Shared Holdings
| Stock | Weight in MATR | Weight in VXUS | Difference |
|---|---|---|---|
| KREK:KWKuwait Real Estate Co Ksc | 1.99% | 0.00% | 1.99% |
You are not choosing between two funds in isolation.
Whichever of MATR and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MATR or VXUS?
MATR has an expense ratio of 0.80% while VXUS charges 0.05%. VXUS is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, MATR or VXUS?
Over the past year MATR returned +9.92% vs +19.71% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MATR or VXUS?
VXUS has been the more volatile fund at 11.9% annualized versus 8.5% for MATR. Worst drawdown: MATR -12.9% vs VXUS -13.6%.
Should I hold both MATR and VXUS?
MATR and VXUS have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MATR and VXUS?
At least 2.0% of MATR's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 25 positions we hold weights for in MATR and 8,082 in VXUS.
Which pays a higher dividend, MATR or VXUS?
MATR yields 2.76% while VXUS yields 2.51%, so MATR currently pays the higher dividend yield.
Is VXUS better than MATR?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.