MBCE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricMBCESCHDWinner
Expense Ratio1.14%0.06%
AUM$186M$103.7B
Dividend Yield0.22%3.31%
Holdings26104
YTD Return-2.41%+25.33%
1Y Return-+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)-13.6%
Max Drawdown-17.4%-33.4%
Fund FamilyMonarch FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 23, 2021Oct 20, 2011

MBCE vs SCHD Performance

Monarch Blue Chips Elite Index ETF (MBCE) is a ETF from Monarch Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, MBCE is down 2.41% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -17.4% for MBCE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MBCE charges 1.14% per year while SCHD charges 0.06%. On a $10,000 position that is $114 vs $6 annually, a gap of $108 per year that compounds over a long holding period. On income, MBCE currently yields 0.22% against 3.31% for SCHD.

Holdings Overlap

7.0%overlap

MBCE and SCHD share 2 holdings out of 122 unique holdings combined, representing a 7.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MBCEWeight in SCHDDifference
TXN5.47%3.70%1.77%
AMGN3.31%4.25%0.94%

Frequently Asked Questions

Which is cheaper, MBCE or SCHD?

MBCE has an expense ratio of 1.14% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $108 per year of difference.

What is the holdings overlap between MBCE and SCHD?

MBCE and SCHD share 2 common holdings with a 7.0% weight overlap. Combined, they hold 122 unique securities.

Which pays a higher dividend, MBCE or SCHD?

MBCE yields 0.22% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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