MDYG vs VYM

MDYG vs VYM

Which is better, MDYG or VYM?

Mid Cap Growth against Large Cap Value.

VYM has a lower expense ratio. MDYG led over the full window, VYM over 1Y, 3Y and 5Y. MDYG is less concentrated, with 14.1% of the fund in its ten largest positions against 25.9%.

Lower Fees: VYMHigher Returns: splitLess Concentrated: MDYG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMDYGVYM
Expense Ratio0.15%0.04%Best
AUM$2.8B$81.6B
Dividend Yield0.59%2.22%
Holdings247613
YTD Return+12.68%+13.15%Best
1Y Return+16.20%+17.82%Best
3Y Return (annualized)+14.86%+17.99%Best
5Y Return (annualized)+7.17%+12.16%Best
Volatility (annualized)18.5%14.5%Best
Max Drawdown-59.3%-58.8%Best
$10,000 over 5 years$14,137$17,750Best
Top 10 Weight14.1%Best25.9%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Value
InceptionNov 8, 2005Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Sep 10, 2026 (19.8 years).

MDYG vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

MDYG vs VYM Performance

State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG) is an ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year MDYG returned +16.20% while VYM returned +17.82%. Year to date, MDYG is up 12.68% versus a gain of 13.15% for VYM.

Over three years, MDYG compounded at +14.86% per year against +17.99% for VYM; over five years the annualized figures are +7.17% and +12.16% respectively. Across the full 20-year window we track, MDYG has the edge at +8.88% annualized vs +6.91%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MDYG has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 14.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.3% for MDYG and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MDYG charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, MDYG currently yields 0.59% against 2.22% for VYM.

Holdings Overlap

MDYG already in VYM12.8%
VYM already in MDYG1.7%

12.8% of MDYG's money is in holdings VYM also owns. 1.7% of VYM's money is in holdings MDYG also owns.

MDYG and VYM share little of their money.

54 positions in common, counted across the 245 positions we hold weights for in MDYG and 603 in VYM, against full books of 247 and 613.

What only one of them owns

Our book lists 516 positions for VYM that do not appear in our book for MDYG (95.9% of the fund), and 186 for MDYG that do not appear in VYM (82.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in MDYGWeight in VYMDifference
TXRHTexas Roadhouse Inc0.73%0.05%0.68%
DTMDt Midstream Inc0.53%0.06%0.47%
FLSFlowserve Corp.0.54%0.04%0.50%
EWBCEast West Bancorp, Inc.0.49%0.07%0.42%
FCFSFirstcash Inc0.44%0.04%0.40%
EVREvercore Inc0.41%0.05%0.36%
DCIDonaldson Co Inc0.40%0.04%0.36%
AMAntero Midstream Corp0.39%0.03%0.36%
SFStifel Financial Corporation0.38%0.04%0.34%
EQHEquitable Holdings Inc.0.35%0.05%0.30%

You are not choosing between two funds in isolation.

Whichever of MDYG and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MDYGVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MDYG or VYM?

MDYG has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option, by $11 a year on a $10,000 investment.

Which performed better, MDYG or VYM?

Over the past year MDYG returned +16.20% vs +17.82% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), MDYG annualized +8.88% vs +6.91% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MDYG or VYM?

MDYG has been the more volatile fund at 18.5% annualized versus 14.5% for VYM. Worst drawdown: MDYG -59.3% vs VYM -58.8%.

Should I hold both MDYG and VYM?

MDYG and VYM have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between MDYG and VYM?

12.8% of MDYG's money is in holdings VYM also owns. 1.7% of VYM's is in holdings MDYG also owns. They hold 54 positions in common, counted across the 245 positions we hold weights for in MDYG and 603 in VYM.

Which pays a higher dividend, MDYG or VYM?

MDYG yields 0.59% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than MDYG?

VYM has a lower expense ratio. MDYG led over the full window, VYM over 1Y, 3Y and 5Y. MDYG is less concentrated, with 14.1% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.