MDYG vs VTI
State Street SPDR S&P 400 Mid Cap Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MDYG or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. MDYG led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. MDYG is less concentrated, with 13.8% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDYG | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $2.7B | $689.2B |
| Dividend Yield | 0.68% | 1.06% |
| Holdings | 497 | 3,542 |
| YTD Return | +12.77%Best | +12.23% |
| 1Y Return | +15.24%Best | +12.74% |
| 3Y Return (annualized) | +16.79% | +21.44%Best |
| 5Y Return (annualized) | +5.76% | +10.83%Best |
| Volatility (annualized) | 18.2% | 15.5%Best |
| Max Drawdown | -59.3% | -56.6%Best |
| $10,000 over 5 years | $13,231 | $16,722Best |
| Top 10 Weight | 13.8%Best | 34.6% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Nov 8, 2005 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 15, 2005 to Nov 11, 2026 (21 years).
MDYG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21 years both funds cover.
MDYG vs VTI Performance
State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MDYG returned +15.24% while VTI returned +12.74%. Year to date, MDYG is up 12.77% versus a gain of 12.23% for VTI.
Over three years, MDYG compounded at +16.79% per year against +21.44% for VTI; over five years the annualized figures are +5.76% and +10.83% respectively. Across the full 21-year window we track, VTI has the edge at +9.46% annualized vs +8.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDYG has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.3% for MDYG and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MDYG charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MDYG currently yields 0.68% against 1.06% for VTI.
Holdings Overlap
99.3% of MDYG's money is in holdings VTI also owns. 3.1% of VTI's money is in holdings MDYG also owns.
Most of MDYG is already inside VTI. Owning both mostly buys the same companies twice.
244 positions in common, counted across the 248 positions we hold weights for in MDYG and 3,464 in VTI, against full books of 497 and 3,542.
What only one of them owns
Our book lists 913 positions for VTI that do not appear in our book for MDYG (93.9% of the fund), and 3 for MDYG that do not appear in VTI (0.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MDYG | Weight in VTI | Difference |
|---|---|---|---|
| OKTAOkta Inc. | 2.03% | 0.05% | 1.98% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 1.57% | 0.04% | 1.53% |
| ATIAti Inc | 1.47% | 0.04% | 1.43% |
| NVT:IENvent Electric Plc Ordinary Shares | 1.43% | 0.04% | 1.39% |
| UTHRUnited Therapeutics Corp | 1.34% | 0.03% | 1.31% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 1.26% | 0.03% | 1.23% |
| XPOXpo Logistics Inc. | 1.25% | 0.03% | 1.22% |
| MTSIMacom Technology Solutions Holdings, Inc. | 1.17% | 0.03% | 1.14% |
| ROKURoku Inc. | 1.16% | 0.03% | 1.13% |
| WWDWoodward Inc | 1.12% | 0.03% | 1.09% |
99.3% of MDYG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDYG or VTI?
MDYG has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, MDYG or VTI?
Over the past year MDYG returned +15.24% vs +12.74% for VTI, so MDYG leads on 1-year performance. Over the longest common window we track (21 years), MDYG annualized +8.98% vs +9.46% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MDYG or VTI?
MDYG has been the more volatile fund at 18.2% annualized versus 15.5% for VTI. Worst drawdown: MDYG -59.3% vs VTI -56.6%.
Should I hold both MDYG and VTI?
MDYG and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between MDYG and VTI?
99.3% of MDYG's money is in holdings VTI also owns. 3.1% of VTI's is in holdings MDYG also owns. They hold 244 positions in common, counted across the 248 positions we hold weights for in MDYG and 3,464 in VTI.
Which pays a higher dividend, MDYG or VTI?
MDYG yields 0.68% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than MDYG?
VTI has a lower expense ratio. MDYG led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. MDYG is less concentrated, with 13.8% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.