MEGI vs VTI
NYLI CBRE Global Infrastructure Megatrends Term Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MEGI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.87% | 0.03% | |
| AUM | $842M | $666.9B | |
| Dividend Yield | 8.98% | 1.07% | |
| Holdings | 64 | 3,543 | |
| YTD Return | +16.07% | +14.82% | |
| 1Y Return | +17.13% | +22.43% | |
| 3Y Return (annualized) | +16.52% | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 22.9% | 15.4% | |
| Max Drawdown | -39.5% | -56.6% | |
| Fund Family | New York Life Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 27, 2021 | May 24, 2001 |
MEGI vs VTI Performance
NYLI CBRE Global Infrastructure Megatrends Term Fund (MEGI) is a ETF from New York Life Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MEGI returned +17.13% while VTI returned +22.43%. Year to date, MEGI is up 16.07% versus a gain of 14.82% for VTI.
Over three years, MEGI compounded at +16.52% per year against +21.93% for VTI. Across the full 5-year window we track, VTI has the edge at +8.16% annualized vs +4.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MEGI has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.5% for MEGI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MEGI charges 1.87% per year while VTI charges 0.03%. On a $10,000 position that is $187 vs $3 annually, a gap of $184 per year that compounds over a long holding period. On income, MEGI currently yields 8.98% against 1.07% for VTI.
Holdings Overlap
MEGI and VTI share 19 holdings out of 2829 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MEGI or VTI?
MEGI has an expense ratio of 1.87% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $184 per year of difference.
Which performed better, MEGI or VTI?
Over the past year MEGI returned +17.13% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), MEGI annualized +4.02% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, MEGI or VTI?
MEGI has been the more volatile fund at 22.9% annualized versus 15.4% for VTI. Worst drawdown: MEGI -39.5% vs VTI -56.6%.
Should I hold both MEGI and VTI?
MEGI and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MEGI and VTI?
MEGI and VTI share 19 common holdings with a 1.1% weight overlap. Combined, they hold 2829 unique securities.
Which pays a higher dividend, MEGI or VTI?
MEGI yields 8.98% while VTI yields 1.07%, so MEGI currently pays the higher dividend yield.
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