Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricMFMOSPYWinner
Expense Ratio0.50%0.09%
AUM$14M$789.1B
Dividend Yield0.00%1.01%
Holdings103505
YTD Return+18.98%+13.79%
1Y Return-+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)-15.3%
Max Drawdown-18.2%-56.5%
Fund FamilyMotley Fool Asset ManagementState Street Investment Management
CategoryEquityEquity
InceptionDec 8, 2025Jan 22, 1993

MFMO vs SPY Performance

Motley Fool Momentum Factor ETF (MFMO) is a ETF from Motley Fool Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, MFMO is up 18.98% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -18.2% for MFMO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MFMO charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, MFMO currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

22.2%overlap

MFMO and SPY share 50 holdings out of 555 unique holdings combined, representing a 22.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MFMOWeight in SPYDifference
NVDA4.51%7.31%2.80%
AMD9.66%1.39%8.27%
INTC9.25%0.89%8.36%
AVGOProProPro
GOOGProProPro
TSLAProProPro
LLYProProPro
LRCXProProPro
GLWProProPro
XOMProProPro
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Frequently Asked Questions

Which is cheaper, MFMO or SPY?

MFMO has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

What is the holdings overlap between MFMO and SPY?

MFMO and SPY share 50 common holdings with a 22.2% weight overlap. Combined, they hold 555 unique securities.

Which pays a higher dividend, MFMO or SPY?

MFMO yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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