MFMO vs SPY

MFMO vs SPY

Which is better, MFMO or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 48.9%.

Lower Fees: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMFMOSPY
Expense Ratio0.50%0.09%Best
AUM$13M$804.7B
Dividend Yield0.00%0.98%
Holdings76505
YTD Return+12.89%Best+12.09%
1Y Return-+16.29%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Top 10 Weight48.9%37.8%Best
Fund FamilyMotley Fool Asset ManagementState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionDec 8, 2025Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

MFMO vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

MFMO vs SPY Performance

Motley Fool Momentum Factor ETF (MFMO) is an ETF from Motley Fool Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, MFMO is up 12.89% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

MFMO charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, MFMO currently yields 0.00% against 0.98% for SPY.

Holdings Overlap

MFMO already in SPY82.8%
SPY already in MFMO19.6%

82.8% of MFMO's money is in holdings SPY also owns. 19.6% of SPY's money is in holdings MFMO also owns.

Most of MFMO is already inside SPY. Owning both mostly buys the same companies twice.

29 positions in common, counted across the 72 positions we hold weights for in MFMO and 504 in SPY, against full books of 76 and 505.

What only one of them owns

Measured across the 72 and 504 positions we hold weights for.

SPY holds 468 positions MFMO does not, 79.7% of the fund.

Largest: AAPL 7.26%, MSFT 5.66%, AMZN 3.79%, GOOGL 2.99%, META 1.93%

Top Shared Holdings

StockWeight in MFMOWeight in SPYDifference
NVDANvidia Corp6.09%8.01%1.92%
AVGOBroadcom Inc5.25%2.66%2.59%
XOMExxon Mobil Corp.6.67%1.04%5.63%
GOOGAlphabet Inc5.30%2.39%2.91%
AMDAdvanced Micro Devices Inc4.65%1.14%3.51%
GSGoldman Sachs Group Inc/The5.11%0.45%4.66%
LRCXLrcx Uw Equity4.09%0.55%3.54%
INTCIntel Corporation3.67%0.67%3.00%
FIXComfort Systems USA Inc.4.18%0.08%4.10%
GLWCorning Inc.3.88%0.17%3.71%

82.8% of MFMO is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

MFMOSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MFMO or SPY?

MFMO has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option, by $41 a year on a $10,000 investment.

What is the holdings overlap between MFMO and SPY?

82.8% of MFMO's money is in holdings SPY also owns. 19.6% of SPY's is in holdings MFMO also owns. They hold 29 positions in common, counted across the 72 positions we hold weights for in MFMO and 504 in SPY.

Which pays a higher dividend, MFMO or SPY?

MFMO yields 0.00% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than MFMO?

SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 48.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.