MOOD vs SPY
Relative Sentiment Tactical Allocation ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. MOOD delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | MOOD | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.73% | 0.09% | |
| AUM | $131M | $789.1B | |
| Dividend Yield | 0.36% | 1.01% | |
| Holdings | 10 | 505 | |
| YTD Return | +14.91% | +13.39% | |
| 1Y Return | +31.85% | +22.52% | |
| 3Y Return (annualized) | +21.44% | +21.36% | |
| 5Y Return (annualized) | - | +13.19% | |
| Volatility (annualized) | 12.5% | 15.3% | |
| Max Drawdown | -14.3% | -56.5% | |
| Fund Family | Relative Sentiment technologies | State Street Investment Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 19, 2022 | Jan 22, 1993 |
MOOD vs SPY Performance
Relative Sentiment Tactical Allocation ETF (MOOD) is a ETF from Relative Sentiment technologies and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year MOOD returned +31.85% while SPY returned +22.52%. Year to date, MOOD is up 14.91% versus a gain of 13.39% for SPY.
Over three years, MOOD compounded at +21.44% per year against +21.36% for SPY. Across the full 4-year window we track, MOOD has the edge at +16.01% annualized vs +8.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.5% for MOOD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for MOOD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOOD charges 0.73% per year while SPY charges 0.09%. On a $10,000 position that is $73 vs $9 annually, a gap of $64 per year that compounds over a long holding period. On income, MOOD currently yields 0.36% against 1.01% for SPY.
Holdings Overlap
MOOD and SPY share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MOOD or SPY?
MOOD has an expense ratio of 0.73% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, MOOD or SPY?
Over the past year MOOD returned +31.85% vs +22.52% for SPY, so MOOD leads on 1-year performance. Over the longest common window we track (4 years), MOOD annualized +16.01% vs +8.84% for SPY. Past performance does not guarantee future results.
Which is riskier, MOOD or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 12.5% for MOOD. Worst drawdown: MOOD -14.3% vs SPY -56.5%.
Should I hold both MOOD and SPY?
MOOD and SPY have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MOOD and SPY?
MOOD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, MOOD or SPY?
MOOD yields 0.36% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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