MOOD vs VTI
Relative Sentiment Tactical Allocation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. MOOD delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MOOD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.73% | 0.03% | |
| AUM | $131M | $663.5B | |
| Dividend Yield | 0.36% | 1.07% | |
| Holdings | 10 | 3,543 | |
| YTD Return | +15.55% | +14.96% | |
| 1Y Return | +30.32% | +22.39% | |
| 3Y Return (annualized) | +21.62% | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 12.5% | 15.4% | |
| Max Drawdown | -14.3% | -56.6% | |
| Fund Family | Relative Sentiment technologies | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 19, 2022 | May 24, 2001 |
MOOD vs VTI Performance
Relative Sentiment Tactical Allocation ETF (MOOD) is a ETF from Relative Sentiment technologies and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MOOD returned +30.32% while VTI returned +22.39%. Year to date, MOOD is up 15.55% versus a gain of 14.96% for VTI.
Over three years, MOOD compounded at +21.62% per year against +21.51% for VTI. Across the full 4-year window we track, MOOD has the edge at +16.14% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.5% for MOOD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for MOOD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOOD charges 0.73% per year while VTI charges 0.03%. On a $10,000 position that is $73 vs $3 annually, a gap of $70 per year that compounds over a long holding period. On income, MOOD currently yields 0.36% against 1.07% for VTI.
Holdings Overlap
MOOD and VTI share 0 holdings out of 2792 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MOOD or VTI?
MOOD has an expense ratio of 0.73% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $70 per year of difference.
Which performed better, MOOD or VTI?
Over the past year MOOD returned +30.32% vs +22.39% for VTI, so MOOD leads on 1-year performance. Over the longest common window we track (4 years), MOOD annualized +16.14% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, MOOD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 12.5% for MOOD. Worst drawdown: MOOD -14.3% vs VTI -56.6%.
Should I hold both MOOD and VTI?
MOOD and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MOOD and VTI?
MOOD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2792 unique securities.
Which pays a higher dividend, MOOD or VTI?
MOOD yields 0.36% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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