MRNY vs VTI
YieldMax MRNA Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MRNY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. MRNY led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MRNY | VTI |
|---|---|---|
| Expense Ratio | 1.00% | 0.03%Best |
| AUM | $261M | $689.2B |
| Dividend Yield | 46.04% | 1.06% |
| Holdings | 35 | 3,542 |
| YTD Return | +488.31%Best | +12.23% |
| 1Y Return | +532.95%Best | +12.74% |
| 3Y Return (annualized) | +28.69%Best | +21.44% |
| 5Y Return (annualized) | - | +10.83% |
| Volatility (annualized) | 97.2% | 12.5%Best |
| Max Drawdown | -82.2% | -19.3%Best |
| $10,000 over 3 years | $18,896Best | $18,378 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Oct 23, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Oct 24, 2023 to Nov 11, 2026 (3 years).
MRNY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
MRNY vs VTI Performance
YieldMax MRNA Option Income Strategy ETF (MRNY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MRNY returned +532.95% while VTI returned +12.74%. Year to date, MRNY is up 488.31% versus a gain of 12.23% for VTI.
Over three years, MRNY compounded at +28.69% per year against +21.44% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MRNY has been the more volatile fund, with annualized monthly volatility of 97.2% compared with 12.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -82.2% for MRNY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.01. They move largely independently of each other.
Fees and Cost Over Time
MRNY charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, MRNY currently yields 46.04% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in MRNY and 3,464 in VTI, totalling 14.4% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in MRNY and 3,464 in VTI, against full books of 35 and 3,542.
You are not choosing between two funds in isolation.
Whichever of MRNY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MRNY or VTI?
MRNY has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option, by $97 a year on a $10,000 investment.
Which performed better, MRNY or VTI?
Over the past year MRNY returned +532.95% vs +12.74% for VTI, so MRNY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MRNY or VTI?
MRNY has been the more volatile fund at 97.2% annualized versus 12.5% for VTI. Worst drawdown: MRNY -82.2% vs VTI -19.3%.
Should I hold both MRNY and VTI?
MRNY and VTI have a monthly-return correlation of -0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MRNY or VTI?
MRNY yields 46.04% while VTI yields 1.06%, so MRNY currently pays the higher dividend yield.
Is VTI better than MRNY?
VTI has a lower expense ratio. MRNY led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.