IVV vs MRNY

IVV vs MRNY
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Quick Verdict

IVV has a lower expense ratio. MRNY delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: MRNYMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMRNYWinner
Expense Ratio0.03%1.27%
AUM$907.0B$120M
Dividend Yield1.10%99.96%
Holdings50818
YTD Return+12.71%+280.50%
1Y Return+21.89%+314.78%
3Y Return (annualized)+22.08%-
5Y Return (annualized)+12.96%-
Volatility (annualized)15.1%100.6%
Max Drawdown-56.5%-82.2%
Fund FamilyiShares by BlackRock (US)YieldMax ETF
CategoryEquityAlternative
InceptionMay 15, 2000Oct 23, 2023

IVV vs MRNY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax MRNA Option Income Strategy ETF (MRNY) is a ETF from YieldMax ETF. Over the past year IVV returned +21.89% while MRNY returned +314.78%. Year to date, IVV is up 12.71% versus a gain of 280.50% for MRNY.

Risk: Volatility and Drawdowns

MRNY has been the more volatile fund, with annualized monthly volatility of 100.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -82.2% for MRNY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MRNY charges 1.27%. On a $10,000 position that is $3 vs $127 annually, a gap of $124 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 99.96% for MRNY.

Holdings Overlap

0.0%overlap

IVV and MRNY share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or MRNY?

IVV has an expense ratio of 0.03% while MRNY charges 1.27%. IVV is the cheaper option. On a $10,000 investment, that is $124 per year of difference.

Which performed better, IVV or MRNY?

Over the past year IVV returned +21.89% vs +314.78% for MRNY, so MRNY leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.00% vs +7.76% for MRNY. Past performance does not guarantee future results.

Which is riskier, IVV or MRNY?

MRNY has been the more volatile fund at 100.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MRNY -82.2%.

Should I hold both IVV and MRNY?

IVV and MRNY have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and MRNY?

IVV and MRNY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, IVV or MRNY?

IVV yields 1.10% while MRNY yields 99.96%, so MRNY currently pays the higher dividend yield.

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