MSFY vs VYM
Kurv Yield Premium Strategy Microsoft ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | MSFY | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.04% | |
| AUM | $13M | $79.0B | |
| Dividend Yield | 28.34% | 2.86% | |
| Holdings | 11 | 568 | |
| YTD Return | -12.38% | +16.16% | |
| 1Y Return | -17.40% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 30.6% | 14.6% | |
| Max Drawdown | -44.7% | -58.8% | |
| Fund Family | Kurv | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 27, 2023 | Nov 10, 2006 |
MSFY vs VYM Performance
Kurv Yield Premium Strategy Microsoft ETF (MSFY) is a ETF from Kurv and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MSFY returned -17.40% while VYM returned +26.05%. Year to date, MSFY is down 12.38% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
MSFY has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.7% for MSFY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MSFY charges 0.99% per year while VYM charges 0.04%. On a $10,000 position that is $99 vs $4 annually, a gap of $95 per year that compounds over a long holding period. On income, MSFY currently yields 28.34% against 2.86% for VYM.
Holdings Overlap
MSFY and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MSFY or VYM?
MSFY has an expense ratio of 0.99% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, MSFY or VYM?
Over the past year MSFY returned -17.40% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), MSFY annualized -6.59% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, MSFY or VYM?
MSFY has been the more volatile fund at 30.6% annualized versus 14.6% for VYM. Worst drawdown: MSFY -44.7% vs VYM -58.8%.
Should I hold both MSFY and VYM?
MSFY and VYM have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MSFY and VYM?
MSFY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, MSFY or VYM?
MSFY yields 28.34% while VYM yields 2.86%, so MSFY currently pays the higher dividend yield.
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