MSFY vs SCHD
Kurv Yield Premium Strategy Microsoft ETF vs Schwab US Dividend Equity ETF
Which is better, MSFY or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MSFY | SCHD |
|---|---|---|
| Expense Ratio | 0.99% | 0.06%Best |
| AUM | $12M | $112.1B |
| Dividend Yield | 21.85% | 3.00% |
| Holdings | 11 | 103 |
| YTD Return | -14.32% | +23.60%Best |
| 1Y Return | -18.33% | +28.29%Best |
| 3Y Return (annualized) | -7.07% | +16.25%Best |
| 5Y Return (annualized) | - | +10.25% |
| Volatility (annualized) | 30.1% | 13.2%Best |
| Max Drawdown | -44.7% | -16.1%Best |
| $10,000 over 2.9 years | $8,084 | $16,476Best |
| Fund Family | Kurv | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Oct 27, 2023 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 31, 2023 to Sep 21, 2026 (2.9 years).
MSFY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
MSFY vs SCHD Performance
Kurv Yield Premium Strategy Microsoft ETF (MSFY) is an ETF from Kurv and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MSFY returned -18.33% while SCHD returned +28.29%. Year to date, MSFY is down 14.32% versus a gain of 23.60% for SCHD.
Over three years, MSFY compounded at -7.07% per year against +16.25% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MSFY has been the more volatile fund, with annualized monthly volatility of 30.1% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.7% for MSFY and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.02. They move largely independently of each other.
Fees and Cost Over Time
MSFY charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, MSFY currently yields 21.85% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in MSFY and 100 in SCHD, totalling 23.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in MSFY and 100 in SCHD, against full books of 11 and 103.
You are not choosing between two funds in isolation.
Whichever of MSFY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MSFY or SCHD?
MSFY has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, MSFY or SCHD?
Over the past year MSFY returned -18.33% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MSFY or SCHD?
MSFY has been the more volatile fund at 30.1% annualized versus 13.2% for SCHD. Worst drawdown: MSFY -44.7% vs SCHD -16.1%.
Should I hold both MSFY and SCHD?
MSFY and SCHD have a monthly-return correlation of 0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MSFY or SCHD?
MSFY yields 21.85% while SCHD yields 3.00%, so MSFY currently pays the higher dividend yield.
Is SCHD better than MSFY?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.