IVV vs MSFY
iShares Core S&P 500 ETF vs Kurv Yield Premium Strategy Microsoft ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | MSFY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.99% | |
| AUM | $865.2B | $13M | |
| Dividend Yield | 1.09% | 28.34% | |
| Holdings | 508 | 11 | |
| YTD Return | +13.72% | -14.94% | |
| 1Y Return | +21.64% | -20.91% | |
| 3Y Return (annualized) | +21.55% | - | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 15.1% | 30.4% | |
| Max Drawdown | -56.5% | -44.7% | |
| Fund Family | iShares by BlackRock (US) | Kurv | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Oct 27, 2023 |
IVV vs MSFY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Kurv Yield Premium Strategy Microsoft ETF (MSFY) is a ETF from Kurv. Over the past year IVV returned +21.64% while MSFY returned -20.91%. Year to date, IVV is up 13.72% versus a loss of 14.94% for MSFY.
Risk: Volatility and Drawdowns
MSFY has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -44.7% for MSFY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while MSFY charges 0.99%. On a $10,000 position that is $3 vs $99 annually, a gap of $96 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 28.34% for MSFY.
Holdings Overlap
IVV and MSFY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or MSFY?
IVV has an expense ratio of 0.03% while MSFY charges 0.99%. IVV is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, IVV or MSFY?
Over the past year IVV returned +21.64% vs -20.91% for MSFY, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.04% vs -7.58% for MSFY. Past performance does not guarantee future results.
Which is riskier, IVV or MSFY?
MSFY has been the more volatile fund at 30.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MSFY -44.7%.
Should I hold both IVV and MSFY?
IVV and MSFY have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and MSFY?
IVV and MSFY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or MSFY?
IVV yields 1.09% while MSFY yields 28.34%, so MSFY currently pays the higher dividend yield.
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