MSTU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricMSTUSCHDWinner
Expense Ratio1.05%0.06%
AUM$363M$103.7B
Dividend Yield0.00%3.31%
Holdings24104
YTD Return-79.14%+25.62%
1Y Return-97.64%+32.62%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)159.4%13.6%
Max Drawdown-99.4%-33.4%
Fund FamilyREX SharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionSep 18, 2024Oct 20, 2011

MSTU vs SCHD Performance

T-Rex 2X Long MSTR Daily Target ETF (MSTU) is a ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MSTU returned -97.64% while SCHD returned +32.62%. Year to date, MSTU is down 79.14% versus a gain of 25.62% for SCHD.

Risk: Volatility and Drawdowns

MSTU has been the more volatile fund, with annualized monthly volatility of 159.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.4% for MSTU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.08. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MSTU charges 1.05% per year while SCHD charges 0.06%. On a $10,000 position that is $105 vs $6 annually, a gap of $99 per year that compounds over a long holding period. On income, MSTU currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

MSTU and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MSTU or SCHD?

MSTU has an expense ratio of 1.05% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $99 per year of difference.

Which performed better, MSTU or SCHD?

Over the past year MSTU returned -97.64% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MSTU annualized -74.97% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, MSTU or SCHD?

MSTU has been the more volatile fund at 159.4% annualized versus 13.6% for SCHD. Worst drawdown: MSTU -99.4% vs SCHD -33.4%.

Should I hold both MSTU and SCHD?

MSTU and SCHD have a monthly-return correlation of 0.08, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MSTU and SCHD?

MSTU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, MSTU or SCHD?

MSTU yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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