MYCJ vs VOO
State Street My2030 Corporate Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | MYCJ | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $47M | $997.4B | |
| Dividend Yield | 4.66% | 1.08% | |
| Holdings | 197 | 509 | |
| YTD Return | +0.41% | +12.68% | |
| 1Y Return | +2.81% | +21.87% | |
| 3Y Return (annualized) | - | +22.06% | |
| 5Y Return (annualized) | - | +12.95% | |
| Volatility (annualized) | 3.0% | 14.1% | |
| Max Drawdown | -2.9% | -34.3% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 23, 2024 | Sep 7, 2010 |
MYCJ vs VOO Performance
State Street My2030 Corporate Bond ETF (MYCJ) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MYCJ returned +2.81% while VOO returned +21.87%. Year to date, MYCJ is up 0.41% versus a gain of 12.68% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.0% for MYCJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for MYCJ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MYCJ charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MYCJ currently yields 4.66% against 1.08% for VOO.
Holdings Overlap
MYCJ and VOO share 0 holdings out of 552 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYCJ or VOO?
MYCJ has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, MYCJ or VOO?
Over the past year MYCJ returned +2.81% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), MYCJ annualized +3.41% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, MYCJ or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 3.0% for MYCJ. Worst drawdown: MYCJ -2.9% vs VOO -34.3%.
Should I hold both MYCJ and VOO?
MYCJ and VOO have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYCJ and VOO?
MYCJ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 552 unique securities.
Which pays a higher dividend, MYCJ or VOO?
MYCJ yields 4.66% while VOO yields 1.08%, so MYCJ currently pays the higher dividend yield.
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