IVV vs MYCJ
iShares Core S&P 500 ETF vs State Street My2030 Corporate Bond ETF
Which is better, IVV or MYCJ?
Large Cap Blend against Investment Grade Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MYCJ |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $876.4B | $49M |
| Dividend Yield | 1.06% | 4.63% |
| Holdings | 508 | 197 |
| YTD Return | +11.57%Best | -0.42% |
| 1Y Return | +17.57%Best | +0.64% |
| 3Y Return (annualized) | +20.71% | - |
| 5Y Return (annualized) | +12.80% | - |
| Volatility (annualized) | 12.7% | 3.1%Best |
| Max Drawdown | -18.8% | -2.9%Best |
| $10,000 over 2 years | $13,640Best | $10,582 |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Investment Grade Bond |
| Inception | May 15, 2000 | Sep 23, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 24, 2024 to Sep 10, 2026 (2 years).
IVV vs MYCJ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
IVV vs MYCJ Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and State Street My2030 Corporate Bond ETF (MYCJ) is an ETF from State Street Investment Management. Over the past year IVV returned +17.57% while MYCJ returned +0.64%. Year to date, IVV is up 11.57% versus a loss of 0.42% for MYCJ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 3.1% for MYCJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -2.9% for MYCJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MYCJ charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.63% for MYCJ.
Holdings Overlap
At least 0.1% of IVV's money is in holdings MYCJ also owns.
Stated as a floor: for MYCJ, our book for it covers 6.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 505 positions we hold weights for in IVV and 5 in MYCJ, against full books of 508 and 197.
Top Shared Holdings
| Stock | Weight in IVV | Weight in MYCJ | Difference |
|---|---|---|---|
| TMUST-Mobile Usa, Inc. 3.875% 15-Apr-2030 | 0.12% | 1.95% | 1.83% |
You are not choosing between two funds in isolation.
Whichever of IVV and MYCJ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MYCJ?
IVV has an expense ratio of 0.03% while MYCJ charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, IVV or MYCJ?
Over the past year IVV returned +17.57% vs +0.64% for MYCJ, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +16.79% vs +2.87% for MYCJ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MYCJ?
IVV has been the more volatile fund at 12.7% annualized versus 3.1% for MYCJ. Worst drawdown: IVV -18.8% vs MYCJ -2.9%.
Should I hold both IVV and MYCJ?
IVV and MYCJ have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MYCJ?
IVV yields 1.06% while MYCJ yields 4.63%, so MYCJ currently pays the higher dividend yield.
Is MYCJ better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.