MYLD vs SCHD
Cambria Micro and SmallCap Shareholder Yield ETF vs Schwab US Dividend Equity ETF
Which is better, MYLD or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. MYLD led over 1Y, SCHD over the full window. MYLD is less concentrated, with 12.1% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MYLD | SCHD |
|---|---|---|
| Expense Ratio | 1.09% | 0.06%Best |
| AUM | $54M | $112.2B |
| Dividend Yield | 2.11% | 3.13% |
| Holdings | 102 | 103 |
| YTD Return | +26.45% | +27.56%Best |
| 1Y Return | +31.69%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 16.8% | 12.8%Best |
| Max Drawdown | -28.2% | -16.1%Best |
| $10,000 over 2.7 years | $13,609 | $15,104Best |
| Top 10 Weight | 12.1%Best | 41.5% |
| Fund Family | Cambria Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Jan 4, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 4, 2024 to Sep 4, 2026 (2.7 years).
MYLD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
MYLD vs SCHD Performance
Cambria Micro and SmallCap Shareholder Yield ETF (MYLD) is an ETF from Cambria Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MYLD returned +31.69% while SCHD returned +30.29%. Year to date, MYLD is up 26.45% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MYLD has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for MYLD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MYLD charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, MYLD currently yields 2.11% against 3.13% for SCHD.
Holdings Overlap
6.0% of MYLD's money is in holdings SCHD also owns. 0.4% of SCHD's money is in holdings MYLD also owns.
MYLD and SCHD share little of their money.
6 positions in common, counted across the 101 positions we hold weights for in MYLD and 100 in SCHD, against full books of 102 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for MYLD (99.3% of the fund), and 93 for MYLD that do not appear in SCHD (92.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MYLD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MYLD or SCHD?
MYLD has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, MYLD or SCHD?
Over the past year MYLD returned +31.69% vs +30.29% for SCHD, so MYLD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MYLD or SCHD?
MYLD has been the more volatile fund at 16.8% annualized versus 12.8% for SCHD. Worst drawdown: MYLD -28.2% vs SCHD -16.1%.
Should I hold both MYLD and SCHD?
MYLD and SCHD have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MYLD and SCHD?
6.0% of MYLD's money is in holdings SCHD also owns. 0.4% of SCHD's is in holdings MYLD also owns. They hold 6 positions in common, counted across the 101 positions we hold weights for in MYLD and 100 in SCHD.
Which pays a higher dividend, MYLD or SCHD?
MYLD yields 2.11% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MYLD?
SCHD has a lower expense ratio. MYLD led over 1Y, SCHD over the full window. MYLD is less concentrated, with 12.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.