MYLD vs SCHD
Cambria Micro and SmallCap Shareholder Yield ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. MYLD delivered stronger 1-year returns. MYLD offers more diversification with 101 holdings.
Side-by-Side Comparison
| Metric | MYLD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.09% | 0.06% | |
| AUM | $34M | $103.7B | |
| Dividend Yield | 2.18% | 3.31% | |
| Holdings | 102 | 104 | |
| YTD Return | +24.58% | +25.62% | |
| 1Y Return | +41.78% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 17.1% | 13.6% | |
| Max Drawdown | -28.2% | -33.4% | |
| Fund Family | Cambria Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 4, 2024 | Oct 20, 2011 |
MYLD vs SCHD Performance
Cambria Micro and SmallCap Shareholder Yield ETF (MYLD) is a ETF from Cambria Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MYLD returned +41.78% while SCHD returned +32.62%. Year to date, MYLD is up 24.58% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
MYLD has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for MYLD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MYLD charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, MYLD currently yields 2.18% against 3.31% for SCHD.
Holdings Overlap
MYLD and SCHD share 6 holdings out of 195 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYLD or SCHD?
MYLD has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, MYLD or SCHD?
Over the past year MYLD returned +41.78% vs +32.62% for SCHD, so MYLD leads on 1-year performance. Over the longest common window we track (3 years), MYLD annualized +11.77% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, MYLD or SCHD?
MYLD has been the more volatile fund at 17.1% annualized versus 13.6% for SCHD. Worst drawdown: MYLD -28.2% vs SCHD -33.4%.
Should I hold both MYLD and SCHD?
MYLD and SCHD have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYLD and SCHD?
MYLD and SCHD share 6 common holdings with a 0.4% weight overlap. Combined, they hold 195 unique securities.
Which pays a higher dividend, MYLD or SCHD?
MYLD yields 2.18% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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