NAIL vs SCHD
Direxion Daily Homebuilders & Supplies Bull 3X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | NAIL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.06% | |
| AUM | $585M | $108.7B | |
| Dividend Yield | 0.83% | 3.13% | |
| Holdings | 54 | 104 | |
| YTD Return | -18.44% | +26.54% | |
| 1Y Return | -48.17% | +30.90% | |
| 3Y Return (annualized) | -19.61% | +16.29% | |
| 5Y Return (annualized) | -14.23% | +9.65% | |
| Volatility (annualized) | 86.9% | 13.6% | |
| Max Drawdown | -93.8% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Aug 19, 2015 | Oct 20, 2011 |
NAIL vs SCHD Performance
Direxion Daily Homebuilders & Supplies Bull 3X ETF (NAIL) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NAIL returned -48.17% while SCHD returned +30.90%. Year to date, NAIL is down 18.44% versus a gain of 26.54% for SCHD.
Over three years, NAIL compounded at -19.61% per year against +16.29% for SCHD; over five years the annualized figures are -14.23% and +9.65% respectively. Across the full 11-year window we track, SCHD has the edge at +11.51% annualized vs +0.67%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NAIL has been the more volatile fund, with annualized monthly volatility of 86.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -93.8% for NAIL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NAIL charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, NAIL currently yields 0.83% against 3.13% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, NAIL or SCHD?
NAIL has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.
Which performed better, NAIL or SCHD?
Over the past year NAIL returned -48.17% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), NAIL annualized +0.67% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, NAIL or SCHD?
NAIL has been the more volatile fund at 86.9% annualized versus 13.6% for SCHD. Worst drawdown: NAIL -93.8% vs SCHD -33.4%.
Should I hold both NAIL and SCHD?
NAIL and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NAIL and SCHD?
NAIL and SCHD share 2 common holdings with a 3.1% weight overlap. Combined, they hold 147 unique securities.
Which pays a higher dividend, NAIL or SCHD?
NAIL yields 0.83% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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