NAIL vs SCHD
Direxion Daily Homebuilders & Supplies Bull 3X ETF vs Schwab US Dividend Equity ETF
Which is better, NAIL or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 67.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NAIL | SCHD |
|---|---|---|
| Expense Ratio | 0.96% | 0.06%Best |
| AUM | $502M | $112.1B |
| Dividend Yield | 0.83% | 3.00% |
| Holdings | 54 | 103 |
| YTD Return | -42.45% | +21.33%Best |
| 1Y Return | -59.59% | +25.15%Best |
| 3Y Return (annualized) | -18.69% | +15.43%Best |
| 5Y Return (annualized) | -16.56% | +9.32%Best |
| Volatility (annualized) | 86.8% | 14.9%Best |
| Max Drawdown | -93.8% | -33.4%Best |
| $10,000 over 5 years | $4,045 | $15,613Best |
| Top 10 Weight | 67.8% | 41.8%Best |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Aug 19, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Aug 19, 2015 to Sep 24, 2026 (11.1 years).
NAIL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.1 years both funds cover.
NAIL vs SCHD Performance
Direxion Daily Homebuilders & Supplies Bull 3X ETF (NAIL) is an ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NAIL returned -59.59% while SCHD returned +25.15%. Year to date, NAIL is down 42.45% versus a gain of 21.33% for SCHD.
Over three years, NAIL compounded at -18.69% per year against +15.43% for SCHD; over five years the annualized figures are -16.56% and +9.32% respectively. Across the full 11-year window we track, SCHD has the edge at +10.90% annualized vs -2.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NAIL has been the more volatile fund, with annualized monthly volatility of 86.8% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -93.8% for NAIL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NAIL charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, NAIL currently yields 0.83% against 3.00% for SCHD.
Holdings Overlap
3.7% of NAIL's money is in holdings SCHD also owns. 3.9% of SCHD's money is in holdings NAIL also owns.
SCHD and NAIL share little of their money.
2 positions in common, counted across the 45 positions we hold weights for in NAIL and 100 in SCHD, against full books of 54 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for NAIL (96.0% of the fund), and 43 for NAIL that do not appear in SCHD (94.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NAIL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NAIL or SCHD?
NAIL has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option, by $90 a year on a $10,000 investment.
Which performed better, NAIL or SCHD?
Over the past year NAIL returned -59.59% vs +25.15% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), NAIL annualized -2.45% vs +10.90% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NAIL or SCHD?
NAIL has been the more volatile fund at 86.8% annualized versus 14.9% for SCHD. Worst drawdown: NAIL -93.8% vs SCHD -33.4%.
Should I hold both NAIL and SCHD?
NAIL and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NAIL and SCHD?
3.9% of SCHD's money is in holdings NAIL also owns. 3.9% of SCHD's is in holdings NAIL also owns. They hold 2 positions in common, counted across the 45 positions we hold weights for in NAIL and 100 in SCHD.
Which pays a higher dividend, NAIL or SCHD?
NAIL yields 0.83% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NAIL?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 67.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.