NBSM vs VTI

NBSM vs VTI

Which is better, NBSM or VTI?

Small Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNBSMVTI
Expense Ratio0.65%0.03%Best
AUM$116M$666.9B
Dividend Yield0.36%1.03%
Holdings803,543
YTD Return+10.43%+11.65%Best
1Y Return+9.99%+17.34%Best
3Y Return (annualized)-+20.35%
5Y Return (annualized)-+11.72%
Volatility (annualized)14.7%12.4%Best
Max Drawdown-25.2%-19.3%Best
$10,000 over 2.5 years$11,110$14,921Best
Fund FamilyNeuberger BermanVanguard (US)
CategoryEquityEquity
StyleSmall Cap GrowthLarge Cap Blend
InceptionMar 20, 2024May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 22, 2024 to Sep 10, 2026 (2.5 years).

NBSM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.

NBSM vs VTI Performance

Neuberger Berman Small-Mid Cap ETF (NBSM) is an ETF from Neuberger Berman and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NBSM returned +9.99% while VTI returned +17.34%. Year to date, NBSM is up 10.43% versus a gain of 11.65% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NBSM has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 12.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.2% for NBSM and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NBSM charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, NBSM currently yields 0.36% against 1.03% for VTI.

Holdings Overlap

NBSM already in VTI71.0%

At least 71.0% of NBSM's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of NBSM is already inside VTI. Owning both mostly buys the same companies twice.

The two holdings books were reported 50 days apart, NBSM as of Aug 19, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

56 positions in common, counted across the 78 positions we hold weights for in NBSM and 2,787 in VTI, against full books of 80 and 3,543.

Top Shared Holdings

StockWeight in NBSMWeight in VTIDifference
HAEHaemonetics Corp2.20%0.00%2.20%
TDWTidewater Inc2.16%0.00%2.16%
KEXKirby Corp2.15%0.00%2.15%
GTESGates Industrial Corporation Plc Com USD2.07%0.00%2.07%
CBUCommunity Bank System Inc1.93%0.00%1.93%
XSDGStewart Information Services Corp1.77%0.00%1.77%
JKHYJack Henry & Associates Inc1.74%0.01%1.73%
LFUSLittelfuse Inc1.73%0.02%1.71%
PBProsperity Bancshares Inc1.74%0.00%1.74%
AWRAmerican States Water Co1.73%0.00%1.73%

71.0% of NBSM is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

NBSMVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NBSM or VTI?

NBSM has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.

Which performed better, NBSM or VTI?

Over the past year NBSM returned +9.99% vs +17.34% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NBSM or VTI?

NBSM has been the more volatile fund at 14.7% annualized versus 12.4% for VTI. Worst drawdown: NBSM -25.2% vs VTI -19.3%.

Should I hold both NBSM and VTI?

NBSM and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between NBSM and VTI?

At least 71.0% of NBSM's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 56 positions in common, counted across the 78 positions we hold weights for in NBSM and 2,787 in VTI.

Which pays a higher dividend, NBSM or VTI?

NBSM yields 0.36% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than NBSM?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.