UMBF Stock Forecast, Price Targets, Chart, Dividends & Analysis
UMB Financial Corporation
UMBF 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
90.46
USD
1.72
(1.94%)
Previous close: 88.74 Open: 88.93 Bid: 77.0 Ask: 95.74
52 week range
76.00 129.94
Mkt Cap: 6,567 M Avg Vol (90 Days): 763,933
Last updated: Wednesday 16th April 2025
Metrics
Valuation
Returns
7 Day Return | 4.47% | |
1 Month Return | -11.26% | |
3 Month Return | -24.34% | |
1 Year Return | 14.79% | |
3 Year Return | 2.00% | |
5 Year Return | 126.19% | |
YTD Return | -19.85% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 40.37 |
14 Day SMA ($) | 93.19 |
14 Day EMA ($) | 92.59 |
Money Flow Index | 50.97 |
Average True Range | 4.82 |
50 Day SMA ($) | 103.25 |
200 Day SMA ($) | 106.70 |
ADX | 32.44 |
MACD | -0.23 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
UMBF Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -12 M | -48 M | -48 M | -6 M | 6 M | 7 M | 5 M | 5 M | 9 M | 8 M |
| Basic EPS from continuing operations | 2.46 | 3.15 | 3.72 | 3.98 | 4.99 | 5.95 | 7.31 | 8.93 | 7.22 | 9.05 |
| Basic EPS total | 2.46 | 3.25 | 5.02 | 3.97 | 4.99 | 5.95 | 7.31 | 8.93 | 7.22 | 9.05 |
| Basic weighted shares outstanding | 47 M | 49 M | 49 M | 49 M | 49 M | 48 M | 48 M | 48 M | 49 M | 49 M |
| BasicDiscontinuousOperations | 0.1 | 1.3 | -0.01 | |||||||
| CreditCard | 69 M | 69 M | 73 M | |||||||
| CreditLossesProvision | 16 M | 33 M | 41 M | 71 M | 33 M | 131 M | 20 M | 38 M | 41 M | 61 M |
| Depreciation | -53 M | -55 M | -55 M | -53 M | 56 M | 63 M | 56 M | 54 M | 59 M | 53 M |
| Depreciation unreconciled | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M | 8 M |
| DepreciationAndAmortization | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M | 8 M |
| Diluted EPS total | 2.44 | 3.22 | 4.96 | 3.93 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 | 8.99 |
| Diluted normalized net income/share | 2.44 | 3.12 | 3.67 | 3.94 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 | 8.99 |
| Diluted weighted shares outstanding | 48 M | 49 M | 50 M | 50 M | 49 M | 48 M | 49 M | 49 M | 49 M | 49 M |
| DilutedDiscontinuousOperations | 0.1 | 1.29 | -0.01 | |||||||
| DividendIncome | 58 M | -60 M | -61 M | -67 M | -73 M | -75 M | -77 M | |||
| Dividends paid per share | 1.17 | 1.21 | 1.25 | 1.38 | 1.49 | 1.53 | 1.57 | |||
| EarningLossOfEquityInvestments | -12 M | 3 M | -1 M | |||||||
| Equipment | 64 M | 66 M | 72 M | 75 M | 79 M | 86 M | 78 M | 74 M | 69 M | 63 M |
| FeesAndCommissions | 426 M | 344 M | -223000.0 | -14 M | 25 M | 34 M | 32 M | 25 M | 21 M | 25 M |
| GainOnSaleOfBusiness | 167 M | |||||||||
| GainsLossOnDisposalOfDiscontinuedOperations | 8 M | 104 M | -917000.0 | |||||||
| GeneralAndAdministrativeExpense | 25 M | 26 M | 28 M | 25 M | ||||||
| Income before tax | 159 M | 199 M | 236 M | 224 M | 286 M | 339 M | 429 M | 532 M | 422 M | 541 M |
| Income taxes | 43 M | 45 M | 53 M | 27 M | 42 M | 52 M | 76 M | 100 M | 72 M | 100 M |
| InsuranceAndClaims | 25 M | 26 M | 28 M | 25 M | ||||||
| Interest expense | -19 M | -28 M | -58 M | -122 M | 192 M | 77 M | 46 M | 224 M | 797 M | 1,089 M |
| InterestExpenseForCapitalizedLeaseObligations | 12 M | 13 M | 12 M | 12 M | 11 M | 11 M | ||||
| InterestExpenseForDeposit | 14 M | 18 M | 36 M | 92 M | 154 M | 58 M | 26 M | 168 M | 704 M | 982 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 12 M | 13 M | 12 M | 12 M | 11 M | 11 M | ||||
| InterestExpenseForShortTermDebt | 2 M | 7 M | 18 M | 25 M | 33 M | 12 M | 7 M | 41 M | 93 M | 107 M |
| InterestIncome | 431 M | 523 M | 617 M | 732 M | 863 M | 808 M | 862 M | 1,138 M | 1,839 M | 2,171 M |
| InterestIncomeAfterProvisionForLoanLoss | 381 M | 430 M | 477 M | 469 M | 638 M | 601 M | 796 M | 876 M | 879 M | 940 M |
| InterestIncomeFromDeposits | 2 M | 2 M | 4 M | 8 M | 13 M | 4 M | 5 M | 19 M | 103 M | 182 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 697000.0 | 3 M | 4 M | 5 M | 14 M | 12 M | 10 M | 19 M | 18 M | 18 M |
| InterestIncomeFromInvestmentSecurities | 119 M | 131 M | 147 M | 160 M | 198 M | 207 M | 227 M | 289 M | 317 M | 357 M |
| InterestIncomeFromLoans | 308 M | 386 M | 461 M | 559 M | 638 M | 586 M | 619 M | 810 M | 1,400 M | 1,613 M |
| InterestIncomeFromLoansAndLease | 308 M | 386 M | 461 M | 559 M | 638 M | 586 M | 619 M | 810 M | 1,400 M | 1,613 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 378000.0 | 632000.0 | 1 M | |||||||
| InterestIncomeFromSecurities | 119 M | 132 M | 147 M | 160 M | 198 M | 207 M | 227 M | 289 M | 317 M | 357 M |
| MarketingExpense | 24 M | 21 M | 21 M | 24 M | 26 M | 15 M | 19 M | 26 M | 26 M | 28 M |
| Net income from total operations | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M | 441 M |
| NetIncomeCommonStockholders | 116 M | 159 M | 247 M | 196 M | 313 M | 287 M | 353 M | 432 M | 350 M | 441 M |
| NetIncomeContinuousOperations | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M | 441 M |
| NetIncomeDiscontinuousOperations | 5 M | 64 M | -747000.0 | |||||||
| NetInterestIncome | 397 M | 463 M | 518 M | 540 M | 671 M | 731 M | 816 M | 914 M | 920 M | 1,001 M |
| NetOccupancyExpense | 44 M | 44 M | 44 M | 45 M | 48 M | 47 M | 47 M | 49 M | 49 M | 48 M |
| NonInterestExpense | -704 M | -667 M | -705 M | -718 M | 779 M | 822 M | 834 M | 898 M | 999 M | 1,027 M |
| NonInterestIncome | 466 M | 403 M | 424 M | 402 M | 427 M | 560 M | 467 M | 554 M | 542 M | 628 M |
| Normalized income | 274 M | |||||||||
| OccupancyAndEquipment | 107 M | 111 M | 116 M | 120 M | 127 M | 133 M | 126 M | 123 M | 117 M | 111 M |
| Other special charges | -15 M | -15 M | -15 M | -15 M | -102 M | -219 M | -197 M | -194 M | -223 M | -262 M |
| OtherCustomerServices | -4 M | 5 M | -223000.0 | -14 M | 25 M | 34 M | 32 M | 25 M | 21 M | 25 M |
| OtherGainLossFromDispositionOfDiscontinuedOperations | 5 M | 64 M | -747000.0 | |||||||
| OtherGandA | 25 M | 26 M | 28 M | 25 M | ||||||
| OtherInterestExpense | 3 M | 3 M | 4 M | 5 M | -5 M | -7 M | -13 M | -914 M | -920 M | -1,001 M |
| OtherNonInterestExpense | 84 M | 71 M | 77 M | 77 M | 50 M | 68 M | 71 M | 125 M | 137 M | 148 M |
| OtherNonInterestIncome | 16 M | 26 M | 396 M | 386 M | 399 M | 405 M | 430 M | 32 M | 53 M | 67 M |
| ProfessionalExpenseAndContractServicesExpense | 32 M | 30 M | 32 M | 39 M | 30 M | 46 M | ||||
| Revenue per share | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M | 8 M |
| SalariesAndWages | 406 M | 390 M | 414 M | 419 M | 461 M | 495 M | 504 M | 524 M | 553 M | 594 M |
| SecuritiesActivities | 946 M | 951 M | 579 M | |||||||
| Selling Gen & administrative expense | 474 M | 456 M | 481 M | 485 M | 506 M | 526 M | 538 M | 564 M | 596 M | 637 M |
| SellingAndMarketingExpense | 42 M | 40 M | 39 M | 40 M | 45 M | 30 M | 34 M | 39 M | 43 M | 43 M |
| ServiceChargeOnDepositorAccounts | 349 M | 253 M | 264 M | |||||||
| Special income/charges | -84 M | -71 M | -77 M | -77 M | -50 M | -68 M | -71 M | -125 M | -137 M | -148 M |
| Total common shares outstanding | 50 M | 50 M | 50 M | 49 M | 49 M | 48 M | 48 M | 49 M | 49 M | 73 M |
| Total net income | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M | 441 M |
| Total ordinary shares | 73 M | 73 M | 73 M | 73 M | 73 M | 73 M | 73 M | 73 M | 73 M | 73 M |
| Total revenues | 863 M | 865 M | 941 M | 941 M | 1,098 M | 1,291 M | 1,283 M | 1,468 M | 1,462 M | 1,629 M |
| TotalRevenue | 863 M | 865 M | 941 M | 941 M | 1,098 M | 1,291 M | 1,283 M | 1,468 M | 1,462 M | 1,629 M |
| TradingGainLoss | -8000.0 | -233000.0 | -188000.0 | 18000.0 | -1000.0 | -13000.0 | -2000.0 | -26000.0 | -272000.0 | |
| TrustFeesbyCommissions | 12 M | 18 M | 23 M |
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