UMBF Stock Forecast, Price Targets, Chart, Dividends & Analysis
UMB Financial Corporation
UMBF 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
113.20
USD
-0.37
(-0.33%)
Previous close: 113.57 Open: 115.88 Bid: 45.28 Ask: 180.89
52 week range
76.00 129.94
Mkt Cap: 5,869 M Avg Vol (90 Days): 368,086
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.95 |
Price per Book TTM ($) | 1.70 |
PE Ratio (TTM) | 15.42 |
Book Value per Share ($) | 72.45 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -7.49% | |
1 Month Return | -6.60% | |
3 Month Return | 6.04% | |
1 Year Return | 40.64% | |
3 Year Return | 20.38% | |
5 Year Return | 78.93% | |
YTD Return | 35.49% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 34.24 |
14 Day SMA ($) | 122.48 |
14 Day EMA ($) | 120.79 |
Money Flow Index | 72.88 |
Average True Range | 3.69 |
50 Day SMA ($) | 117.58 |
200 Day SMA ($) | 96.57 |
ADX | 25.00 |
MACD | 0.59 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
UMBF Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -12 M | -12 M | -48 M | -48 M | -6 M | 6 M | 7 M | 5 M | 5 M | 9 M |
| Basic EPS from continuing operations | 2.69 | 2.46 | 3.15 | 3.72 | 3.98 | 4.99 | 5.95 | 7.31 | 8.93 | 7.22 |
| Basic EPS total | 2.69 | 2.46 | 3.25 | 5.02 | 3.97 | 4.99 | 5.95 | 7.31 | 8.93 | 7.22 |
| Basic weighted shares outstanding | 45 M | 47 M | 49 M | 49 M | 49 M | 49 M | 48 M | 48 M | 48 M | 49 M |
| BasicDiscontinuousOperations | 0.1 | 1.3 | -0.01 | |||||||
| CreditCard | 67 M | 69 M | 69 M | 73 M | ||||||
| CreditLossesProvision | 37 M | 16 M | 33 M | 41 M | 71 M | 33 M | 131 M | 20 M | 38 M | 41 M |
| Depreciation | -53 M | -55 M | -55 M | -53 M | 56 M | 63 M | 56 M | 54 M | 59 M | |
| Depreciation unreconciled | 12 M | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M |
| DepreciationAndAmortization | 12 M | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M |
| Diluted EPS total | 2.65 | 2.44 | 3.22 | 4.96 | 3.93 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 |
| Diluted normalized net income/share | 2.65 | 2.44 | 3.12 | 3.67 | 3.94 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 |
| Diluted weighted shares outstanding | 45 M | 48 M | 49 M | 50 M | 50 M | 49 M | 48 M | 49 M | 49 M | 49 M |
| DilutedDiscontinuousOperations | 0.1 | 1.29 | -0.01 | |||||||
| DividendIncome | 58 M | -60 M | -61 M | -67 M | -73 M | -75 M | ||||
| Dividends paid per share | 1.17 | 1.21 | 1.25 | 1.38 | 1.49 | 1.53 | ||||
| EarningLossOfEquityInvestments | 4 M | -12 M | 3 M | -1 M | ||||||
| Equipment | 54 M | 64 M | 66 M | 72 M | 75 M | 79 M | 86 M | 78 M | 74 M | 69 M |
| FeesAndCommissions | 453 M | 426 M | 344 M | -223000.0 | -14 M | 25 M | 34 M | 32 M | 25 M | 21 M |
| GainOnSaleOfBusiness | 167 M | |||||||||
| GainsLossOnDisposalOfDiscontinuedOperations | 8 M | 104 M | -917000.0 | |||||||
| GeneralAndAdministrativeExpense | 30 M | 25 M | 26 M | 28 M | 25 M | |||||
| Income before tax | 166 M | 159 M | 199 M | 236 M | 224 M | 286 M | 339 M | 429 M | 532 M | 422 M |
| Income taxes | 45 M | 43 M | 45 M | 53 M | 27 M | 42 M | 52 M | 76 M | 100 M | 72 M |
| InsuranceAndClaims | 30 M | 25 M | 26 M | 28 M | 25 M | |||||
| Interest expense | -14 M | -19 M | -28 M | -58 M | -122 M | 192 M | 77 M | 46 M | 224 M | 919 M |
| InterestExpenseForCapitalizedLeaseObligations | 12 M | 13 M | 12 M | 12 M | 11 M | |||||
| InterestExpenseForDeposit | 12 M | 14 M | 18 M | 36 M | 92 M | 154 M | 58 M | 26 M | 168 M | 704 M |
| InterestExpenseForLongTermDebt | -42000.0 | |||||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -42000.0 | 12 M | 13 M | 12 M | 12 M | 11 M | ||||
| InterestExpenseForShortTermDebt | 2 M | 2 M | 7 M | 18 M | 25 M | 33 M | 12 M | 7 M | 41 M | 93 M |
| InterestIncome | 364 M | 431 M | 523 M | 617 M | 732 M | 863 M | 808 M | 862 M | 1,138 M | 1,839 M |
| InterestIncomeAfterProvisionForLoanLoss | 296 M | 381 M | 430 M | 477 M | 469 M | 638 M | 601 M | 796 M | 876 M | 879 M |
| InterestIncomeFromDeposits | 3 M | 2 M | 2 M | 4 M | 8 M | 13 M | 4 M | 5 M | 19 M | 103 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 259000.0 | 697000.0 | 3 M | 4 M | 5 M | 14 M | 12 M | 10 M | 19 M | 18 M |
| InterestIncomeFromInvestmentSecurities | 115 M | 119 M | 131 M | 147 M | 160 M | 198 M | 207 M | 227 M | 290 M | 318 M |
| InterestIncomeFromLoans | 245 M | 308 M | 386 M | 461 M | 559 M | 638 M | 586 M | 619 M | 810 M | 1,400 M |
| InterestIncomeFromLoansAndLease | 245 M | 308 M | 386 M | 461 M | 559 M | 638 M | 586 M | 619 M | 810 M | 1,400 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 396000.0 | 378000.0 | 632000.0 | 1 M | ||||||
| InterestIncomeFromSecurities | 116 M | 119 M | 132 M | 147 M | 160 M | 198 M | 207 M | 227 M | 290 M | 318 M |
| MarketingExpense | 24 M | 24 M | 21 M | 21 M | 24 M | 26 M | 15 M | 19 M | 26 M | 26 M |
| Net income from total operations | 121 M | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M |
| NetIncomeCommonStockholders | 121 M | 116 M | 159 M | 247 M | 196 M | 313 M | 287 M | 353 M | 432 M | 350 M |
| NetIncomeContinuousOperations | 121 M | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M |
| NetIncomeDiscontinuousOperations | 5 M | 64 M | -747000.0 | |||||||
| NetInterestIncome | 333 M | 397 M | 463 M | 518 M | 540 M | 671 M | 731 M | 816 M | 914 M | 920 M |
| NetOccupancyExpense | 40 M | 44 M | 44 M | 44 M | 45 M | 48 M | 47 M | 47 M | 49 M | 49 M |
| NonInterestExpense | -666 M | -704 M | -667 M | -705 M | -718 M | 779 M | 822 M | 834 M | 898 M | 999 M |
| NonInterestIncome | 499 M | 466 M | 403 M | 424 M | 402 M | 427 M | 560 M | 467 M | 554 M | 542 M |
| OccupancyAndEquipment | 94 M | 107 M | 111 M | 116 M | 120 M | 127 M | 133 M | 126 M | 123 M | 117 M |
| Other special charges | -12 M | -15 M | -15 M | -15 M | -15 M | -102 M | -219 M | -197 M | -194 M | -223 M |
| OtherCustomerServices | 2 M | -4 M | 5 M | -223000.0 | -14 M | 25 M | 34 M | 32 M | 25 M | 21 M |
| OtherGainLossFromDispositionOfDiscontinuedOperations | 5 M | 64 M | -747000.0 | |||||||
| OtherGandA | 30 M | 25 M | 26 M | 28 M | 25 M | |||||
| OtherInterestExpense | -42000.0 | 3 M | 3 M | 4 M | 5 M | -5 M | -7 M | -13 M | -15 M | -121 M |
| OtherNonInterestExpense | 86 M | 84 M | 71 M | 77 M | 77 M | 50 M | 68 M | 71 M | 84 M | 27 M |
| OtherNonInterestIncome | 17 M | 16 M | 26 M | 396 M | 386 M | 399 M | 405 M | 430 M | 471 M | 524 M |
| ProfessionalExpenseAndContractServicesExpense | 32 M | 30 M | 32 M | 39 M | 30 M | |||||
| Revenue per share | 12 M | 12 M | 9 M | 7 M | 6 M | 6 M | 7 M | 5 M | 5 M | 9 M |
| SalariesAndWages | 359 M | 406 M | 390 M | 414 M | 419 M | 461 M | 495 M | 504 M | 524 M | 553 M |
| SecuritiesActivities | 414 M | 946 M | 951 M | 579 M | ||||||
| Selling Gen & administrative expense | 433 M | 474 M | 456 M | 481 M | 485 M | 506 M | 526 M | 538 M | 564 M | 596 M |
| SellingAndMarketingExpense | 45 M | 42 M | 40 M | 39 M | 40 M | 45 M | 30 M | 34 M | 39 M | 43 M |
| ServiceChargeOnDepositorAccounts | 373 M | 349 M | 253 M | 264 M | ||||||
| Special income/charges | -86 M | -84 M | -71 M | -77 M | -77 M | -50 M | -68 M | -71 M | -84 M | -27 M |
| Total common shares outstanding | 46 M | 50 M | 50 M | 50 M | 49 M | 49 M | 48 M | 48 M | 49 M | 49 M |
| Total net income | 121 M | 116 M | 159 M | 247 M | 196 M | 244 M | 287 M | 353 M | 432 M | 350 M |
| Total ordinary shares | 49 M | 49 M | 49 M | 49 M | 49 M | 49 M | 49 M | 49 M | 49 M | 49 M |
| Total revenues | 832 M | 863 M | 865 M | 941 M | 941 M | 1,098 M | 1,291 M | 1,283 M | 1,359 M | 1,326 M |
| TotalRevenue | 832 M | 863 M | 865 M | 941 M | 941 M | 1,098 M | 1,291 M | 1,283 M | 1,359 M | 1,326 M |
| TradingGainLoss | -101000.0 | -8000.0 | -233000.0 | -188000.0 | 18000.0 | -1000.0 | -13000.0 | -2000.0 | -26000.0 | -272000.0 |
| TrustFeesbyCommissions | 11 M | 12 M | 18 M | 23 M |
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