NDAA vs SCHD
NDAA vs SCHD
Ned Davis Research 360 Dynamic Allocation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NDAA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $4M | $103.7B | |
| Dividend Yield | 2.47% | 3.31% | |
| Holdings | 10 | 104 | |
| YTD Return | +11.55% | +24.26% | |
| 1Y Return | +21.41% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 9.9% | 13.6% | |
| Max Drawdown | -13.5% | -33.4% | |
| Fund Family | Ned Davis Research | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 16, 2024 | Oct 20, 2011 |
NDAA vs SCHD Performance
Ned Davis Research 360 Dynamic Allocation ETF (NDAA) is a ETF from Ned Davis Research and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NDAA returned +21.41% while SCHD returned +31.38%. Year to date, NDAA is up 11.55% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.9% for NDAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.5% for NDAA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NDAA charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, NDAA currently yields 2.47% against 3.31% for SCHD.
Holdings Overlap
NDAA and SCHD share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NDAA or SCHD?
NDAA has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, NDAA or SCHD?
Over the past year NDAA returned +21.41% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NDAA annualized +13.84% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, NDAA or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 9.9% for NDAA. Worst drawdown: NDAA -13.5% vs SCHD -33.4%.
Should I hold both NDAA and SCHD?
NDAA and SCHD have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NDAA and SCHD?
NDAA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.
Which pays a higher dividend, NDAA or SCHD?
NDAA yields 2.47% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.