NFTY vs SCHD
NFTY vs SCHD
First Trust India Nifty 50 Equal Weight ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NFTY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.81% | 0.06% | |
| AUM | $116M | $103.7B | |
| Dividend Yield | 1.90% | 3.31% | |
| Holdings | 52 | 104 | |
| YTD Return | -5.49% | +24.26% | |
| 1Y Return | -1.02% | +31.38% | |
| 3Y Return (annualized) | +6.17% | +15.08% | |
| 5Y Return (annualized) | +5.88% | +9.72% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -50.6% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 14, 2012 | Oct 20, 2011 |
NFTY vs SCHD Performance
First Trust India Nifty 50 Equal Weight ETF (NFTY) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NFTY returned -1.02% while SCHD returned +31.38%. Year to date, NFTY is down 5.49% versus a gain of 24.26% for SCHD.
Over three years, NFTY compounded at +6.17% per year against +15.08% for SCHD; over five years the annualized figures are +5.88% and +9.72% respectively. Across the full 14-year window we track, SCHD has the edge at +11.39% annualized vs +4.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NFTY has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.6% for NFTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NFTY charges 0.81% per year while SCHD charges 0.06%. On a $10,000 position that is $81 vs $6 annually, a gap of $75 per year that compounds over a long holding period. On income, NFTY currently yields 1.90% against 3.31% for SCHD.
Holdings Overlap
NFTY and SCHD share 0 holdings out of 150 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NFTY or SCHD?
NFTY has an expense ratio of 0.81% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $75 per year of difference.
Which performed better, NFTY or SCHD?
Over the past year NFTY returned -1.02% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), NFTY annualized +4.92% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, NFTY or SCHD?
NFTY has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: NFTY -50.6% vs SCHD -33.4%.
Should I hold both NFTY and SCHD?
NFTY and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NFTY and SCHD?
NFTY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 150 unique securities.
Which pays a higher dividend, NFTY or SCHD?
NFTY yields 1.90% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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