NFTY vs VTI
NFTY vs VTI
First Trust India Nifty 50 Equal Weight ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | NFTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.81% | 0.03% | |
| AUM | $116M | $663.5B | |
| Dividend Yield | 1.90% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | -5.49% | +14.20% | |
| 1Y Return | -1.02% | +24.16% | |
| 3Y Return (annualized) | +6.17% | +21.12% | |
| 5Y Return (annualized) | +5.88% | +12.37% | |
| Volatility (annualized) | 17.9% | 15.3% | |
| Max Drawdown | -50.6% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 14, 2012 | May 24, 2001 |
NFTY vs VTI Performance
First Trust India Nifty 50 Equal Weight ETF (NFTY) is a ETF from First Trust Portfolios (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NFTY returned -1.02% while VTI returned +24.16%. Year to date, NFTY is down 5.49% versus a gain of 14.20% for VTI.
Over three years, NFTY compounded at +6.17% per year against +21.12% for VTI; over five years the annualized figures are +5.88% and +12.37% respectively. Across the full 14-year window we track, VTI has the edge at +8.14% annualized vs +4.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NFTY has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.6% for NFTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NFTY charges 0.81% per year while VTI charges 0.03%. On a $10,000 position that is $81 vs $3 annually, a gap of $78 per year that compounds over a long holding period. On income, NFTY currently yields 1.90% against 1.07% for VTI.
Holdings Overlap
NFTY and VTI share 0 holdings out of 2833 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NFTY or VTI?
NFTY has an expense ratio of 0.81% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $78 per year of difference.
Which performed better, NFTY or VTI?
Over the past year NFTY returned -1.02% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), NFTY annualized +4.92% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, NFTY or VTI?
NFTY has been the more volatile fund at 17.9% annualized versus 15.3% for VTI. Worst drawdown: NFTY -50.6% vs VTI -56.6%.
Should I hold both NFTY and VTI?
NFTY and VTI have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NFTY and VTI?
NFTY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2833 unique securities.
Which pays a higher dividend, NFTY or VTI?
NFTY yields 1.90% while VTI yields 1.07%, so NFTY currently pays the higher dividend yield.
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