NJNK vs VOO

NJNK vs VOO

Which is better, NJNK or VOO?

Investment Grade Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNJNKVOO
Expense Ratio0.46%0.03%Best
AUM$40M$1.0T
Dividend Yield6.37%1.04%
Holdings934506
YTD Return-0.47%+13.59%Best
1Y Return+1.12%+16.33%Best
3Y Return (annualized)-+23.81%
5Y Return (annualized)-+14.02%
Volatility (annualized)3.8%Best12.4%
Max Drawdown-4.5%Best-18.7%
$10,000 over 2.1 years$10,878$14,465Best
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionSep 5, 2024Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 5, 2024 to Oct 2, 2026 (2.1 years).

NJNK vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

NJNK vs VOO Performance

Columbia US High Yield ETF (NJNK) is an ETF from Columbia Threadneedle Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year NJNK returned +1.12% while VOO returned +16.33%. Year to date, NJNK is down 0.47% versus a gain of 13.59% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 3.8% for NJNK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for NJNK and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NJNK charges 0.46% per year while VOO charges 0.03%. On a $10,000 position that is $46 vs $3 annually, a gap of $43 per year that compounds over a long holding period. On income, NJNK currently yields 6.37% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 348 holdings in NJNK and 494 in VOO, totalling 71.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 348 positions we hold weights for in NJNK and 494 in VOO, against full books of 934 and 506.

You are not choosing between two funds in isolation.

Whichever of NJNK and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NJNKVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NJNK or VOO?

NJNK has an expense ratio of 0.46% while VOO charges 0.03%. VOO is the cheaper option, by $43 a year on a $10,000 investment.

Which performed better, NJNK or VOO?

Over the past year NJNK returned +1.12% vs +16.33% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), NJNK annualized +4.09% vs +19.22% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NJNK or VOO?

VOO has been the more volatile fund at 12.4% annualized versus 3.8% for NJNK. Worst drawdown: NJNK -4.5% vs VOO -18.7%.

Should I hold both NJNK and VOO?

NJNK and VOO have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NJNK or VOO?

NJNK yields 6.37% while VOO yields 1.04%, so NJNK currently pays the higher dividend yield.

Is VOO better than NJNK?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.