NMAR vs VTI

NMAR vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricNMARVTIWinner
Expense Ratio0.79%0.03%
AUM$95M$666.9B
Dividend Yield0.00%1.07%
Holdings63,543
YTD Return+10.06%+12.65%
1Y Return+15.51%+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)7.1%15.3%
Max Drawdown-10.0%-56.6%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionMar 3, 2025May 24, 2001

NMAR vs VTI Performance

Innovator Growth 100 Power Buffer ETF - March (NMAR) is a ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NMAR returned +15.51% while VTI returned +21.39%. Year to date, NMAR is up 10.06% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.1% for NMAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.0% for NMAR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

NMAR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, NMAR currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, NMAR or VTI?

NMAR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, NMAR or VTI?

Over the past year NMAR returned +15.51% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NMAR annualized +16.44% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, NMAR or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.1% for NMAR. Worst drawdown: NMAR -10.0% vs VTI -56.6%.

Should I hold both NMAR and VTI?

NMAR and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, NMAR or VTI?

NMAR yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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