NOCT vs VTI
Innovator Growth-100 Power Buffer ETF - October vs Vanguard Morningstar Total Stock Market ETF
Which is better, NOCT or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NOCT | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $226M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 12 | 3,543 |
| YTD Return | +10.56% | +11.06%Best |
| 1Y Return | +13.03% | +15.41%Best |
| 3Y Return (annualized) | +14.63% | +20.48%Best |
| 5Y Return (annualized) | +10.44% | +11.52%Best |
| Volatility (annualized) | 9.1%Best | 17.2% |
| Max Drawdown | -16.2%Best | -35.0% |
| $10,000 over 5 years | $16,430 | $17,249Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Oct 1, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2019 to Sep 16, 2026 (7 years).
NOCT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
NOCT vs VTI Performance
Innovator Growth-100 Power Buffer ETF - October (NOCT) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NOCT returned +13.03% while VTI returned +15.41%. Year to date, NOCT is up 10.56% versus a gain of 11.06% for VTI.
Over three years, NOCT compounded at +14.63% per year against +20.48% for VTI; over five years the annualized figures are +10.44% and +11.52% respectively. Across the full 7-year window we track, VTI has the edge at +15.27% annualized vs +11.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 9.1% for NOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for NOCT and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NOCT charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, NOCT currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of NOCT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NOCT or VTI?
NOCT has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, NOCT or VTI?
Over the past year NOCT returned +13.03% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), NOCT annualized +11.13% vs +15.27% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NOCT or VTI?
VTI has been the more volatile fund at 17.2% annualized versus 9.1% for NOCT. Worst drawdown: NOCT -16.2% vs VTI -35.0%.
Should I hold both NOCT and VTI?
NOCT and VTI have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NOCT or VTI?
NOCT yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than NOCT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.