NPCT vs VYM
Nuveen Core Plus Impact Fund vs Vanguard High Dividend Yield ETF
Which is better, NPCT or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NPCT | VYM |
|---|---|---|
| Expense Ratio | 1.38% | 0.04%Best |
| AUM | - | $81.6B |
| Dividend Yield | 11.30% | 2.22% |
| Holdings | 131 | 613 |
| YTD Return | +2.48% | +11.71%Best |
| 1Y Return | -2.30% | +16.24%Best |
| 3Y Return (annualized) | +12.85% | +17.24%Best |
| 5Y Return (annualized) | -3.09% | +11.86%Best |
| Volatility (annualized) | 16.7% | 13.4%Best |
| Max Drawdown | -46.8% | -15.8%Best |
| $10,000 over 5 years | $8,548 | $17,514Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Apr 27, 2021 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 28, 2021 to Sep 16, 2026 (5.4 years).
NPCT vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
NPCT vs VYM Performance
Nuveen Core Plus Impact Fund (NPCT) is an ETF from Nuveen and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year NPCT returned -2.30% while VYM returned +16.24%. Year to date, NPCT is up 2.48% versus a gain of 11.71% for VYM.
Over three years, NPCT compounded at +12.85% per year against +17.24% for VYM; over five years the annualized figures are -3.09% and +11.86% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NPCT has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.8% for NPCT and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NPCT charges 1.38% per year while VYM charges 0.04%. On a $10,000 position that is $138 vs $4 annually, a gap of $134 per year that compounds over a long holding period. On income, NPCT currently yields 11.30% against 2.22% for VYM.
Holdings Overlap
At least 1.9% of VYM's money is in holdings NPCT also owns.
Stated as a floor: for NPCT, our book for it covers 64.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VYM and NPCT share little of their money.
2 positions in common, counted across the 69 positions we hold weights for in NPCT and 557 in VYM, against full books of 131 and 613.
You are not choosing between two funds in isolation.
Whichever of NPCT and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NPCT or VYM?
NPCT has an expense ratio of 1.38% while VYM charges 0.04%. VYM is the cheaper option, by $134 a year on a $10,000 investment.
Which performed better, NPCT or VYM?
Over the past year NPCT returned -2.30% vs +16.24% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NPCT or VYM?
NPCT has been the more volatile fund at 16.7% annualized versus 13.4% for VYM. Worst drawdown: NPCT -46.8% vs VYM -15.8%.
Should I hold both NPCT and VYM?
NPCT and VYM have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NPCT and VYM?
At least 1.9% of VYM's money is in holdings NPCT also owns. Our book for NPCT is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 69 positions we hold weights for in NPCT and 557 in VYM.
Which pays a higher dividend, NPCT or VYM?
NPCT yields 11.30% while VYM yields 2.22%, so NPCT currently pays the higher dividend yield.
Is VYM better than NPCT?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.