NPCT vs VOO
Nuveen Core Plus Impact Fund vs Vanguard S&P 500 ETF
Which is better, NPCT or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NPCT | VOO |
|---|---|---|
| Expense Ratio | 1.38% | 0.03%Best |
| AUM | - | $997.4B |
| Dividend Yield | 11.30% | 1.04% |
| Holdings | 131 | 509 |
| YTD Return | +2.48% | +11.01%Best |
| 1Y Return | -2.30% | +15.60%Best |
| 3Y Return (annualized) | +12.85% | +20.82%Best |
| 5Y Return (annualized) | -3.09% | +12.60%Best |
| Volatility (annualized) | 16.7% | 15.3%Best |
| Max Drawdown | -46.8% | -24.5%Best |
| $10,000 over 5 years | $8,548 | $18,101Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Apr 27, 2021 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 28, 2021 to Sep 16, 2026 (5.4 years).
NPCT vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
NPCT vs VOO Performance
Nuveen Core Plus Impact Fund (NPCT) is an ETF from Nuveen and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year NPCT returned -2.30% while VOO returned +15.60%. Year to date, NPCT is up 2.48% versus a gain of 11.01% for VOO.
Over three years, NPCT compounded at +12.85% per year against +20.82% for VOO; over five years the annualized figures are -3.09% and +12.60% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NPCT has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.3% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.8% for NPCT and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NPCT charges 1.38% per year while VOO charges 0.03%. On a $10,000 position that is $138 vs $3 annually, a gap of $135 per year that compounds over a long holding period. On income, NPCT currently yields 11.30% against 1.04% for VOO.
Holdings Overlap
At least 0.7% of VOO's money is in holdings NPCT also owns.
Stated as a floor: for NPCT, our book for it covers 64.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 69 positions we hold weights for in NPCT and 494 in VOO, against full books of 131 and 509.
You are not choosing between two funds in isolation.
Whichever of NPCT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NPCT or VOO?
NPCT has an expense ratio of 1.38% while VOO charges 0.03%. VOO is the cheaper option, by $135 a year on a $10,000 investment.
Which performed better, NPCT or VOO?
Over the past year NPCT returned -2.30% vs +15.60% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NPCT or VOO?
NPCT has been the more volatile fund at 16.7% annualized versus 15.3% for VOO. Worst drawdown: NPCT -46.8% vs VOO -24.5%.
Should I hold both NPCT and VOO?
NPCT and VOO have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NPCT or VOO?
NPCT yields 11.30% while VOO yields 1.04%, so NPCT currently pays the higher dividend yield.
Is VOO better than NPCT?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.