NPFI vs VOO
Nuveen Preferred and Income ETF vs Vanguard S&P 500 ETF
Which is better, NPFI or VOO?
Allocation/Balanced against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NPFI | VOO |
|---|---|---|
| Expense Ratio | 0.56% | 0.03%Best |
| AUM | $174M | $997.4B |
| Dividend Yield | 6.46% | 1.04% |
| Holdings | 163 | 509 |
| YTD Return | +1.51% | +14.14%Best |
| 1Y Return | +3.00% | +17.31%Best |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +13.63% |
| Volatility (annualized) | 3.4%Best | 12.1% |
| Max Drawdown | -3.2%Best | -18.7% |
| $10,000 over 2.5 years | $11,865 | $15,568Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Mar 5, 2024 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 6, 2024 to Sep 22, 2026 (2.5 years).
NPFI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
NPFI vs VOO Performance
Nuveen Preferred and Income ETF (NPFI) is an ETF from Nuveen and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year NPFI returned +3.00% while VOO returned +17.31%. Year to date, NPFI is up 1.51% versus a gain of 14.14% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 3.4% for NPFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.2% for NPFI and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NPFI charges 0.56% per year while VOO charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, NPFI currently yields 6.46% against 1.04% for VOO.
Holdings Overlap
At least 0.5% of VOO's money is in holdings NPFI also owns.
Stated as a floor: for NPFI, our book for it covers 64.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 116 positions we hold weights for in NPFI and 494 in VOO, against full books of 163 and 509.
You are not choosing between two funds in isolation.
Whichever of NPFI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NPFI or VOO?
NPFI has an expense ratio of 0.56% while VOO charges 0.03%. VOO is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, NPFI or VOO?
Over the past year NPFI returned +3.00% vs +17.31% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NPFI or VOO?
VOO has been the more volatile fund at 12.1% annualized versus 3.4% for NPFI. Worst drawdown: NPFI -3.2% vs VOO -18.7%.
Should I hold both NPFI and VOO?
NPFI and VOO have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NPFI or VOO?
NPFI yields 6.46% while VOO yields 1.04%, so NPFI currently pays the higher dividend yield.
Is VOO better than NPFI?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.