NPFI vs VXUS

NPFI vs VXUS

Which is better, NPFI or VXUS?

Allocation/Balanced against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNPFIVXUS
Expense Ratio0.56%0.05%Best
AUM$174M$158.1B
Dividend Yield6.46%2.51%
Holdings1638,747
YTD Return+1.51%+14.94%Best
1Y Return+3.00%+21.99%Best
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+9.48%
Volatility (annualized)3.4%Best11.3%
Max Drawdown-3.2%Best-13.6%
$10,000 over 2.5 years$11,865$15,627Best
Fund FamilyNuveenVanguard (US)
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Blend
InceptionMar 5, 2024Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 6, 2024 to Sep 22, 2026 (2.5 years).

NPFI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.

NPFI vs VXUS Performance

Nuveen Preferred and Income ETF (NPFI) is an ETF from Nuveen and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year NPFI returned +3.00% while VXUS returned +21.99%. Year to date, NPFI is up 1.51% versus a gain of 14.94% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.3% compared with 3.4% for NPFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.2% for NPFI and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NPFI charges 0.56% per year while VXUS charges 0.05%. On a $10,000 position that is $56 vs $5 annually, a gap of $51 per year that compounds over a long holding period. On income, NPFI currently yields 6.46% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 116 holdings in NPFI and 8,082 in VXUS, totalling 64.1% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 116 positions we hold weights for in NPFI and 8,082 in VXUS, against full books of 163 and 8,747.

You are not choosing between two funds in isolation.

Whichever of NPFI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NPFIVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NPFI or VXUS?

NPFI has an expense ratio of 0.56% while VXUS charges 0.05%. VXUS is the cheaper option, by $51 a year on a $10,000 investment.

Which performed better, NPFI or VXUS?

Over the past year NPFI returned +3.00% vs +21.99% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NPFI or VXUS?

VXUS has been the more volatile fund at 11.3% annualized versus 3.4% for NPFI. Worst drawdown: NPFI -3.2% vs VXUS -13.6%.

Should I hold both NPFI and VXUS?

NPFI and VXUS have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NPFI or VXUS?

NPFI yields 6.46% while VXUS yields 2.51%, so NPFI currently pays the higher dividend yield.

Is VXUS better than NPFI?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.