NSI vs SCHD
National Security Emerging Markets Index ETF vs Schwab US Dividend Equity ETF
Which is better, NSI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. NSI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSI | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $43M | $108.9B |
| Dividend Yield | 1.21% | 3.00% |
| Holdings | 204 | 206 |
| YTD Return | +12.81% | +20.89%Best |
| 1Y Return | +20.44% | +23.87%Best |
| 3Y Return (annualized) | - | +16.42% |
| 5Y Return (annualized) | - | +9.40% |
| Volatility (annualized) | 12.7%Best | 13.1% |
| Max Drawdown | -16.6% | -16.1%Best |
| $10,000 over 2.8 years | $16,739Best | $14,930 |
| Top 10 Weight | 45.2% | 41.8%Best |
| Fund Family | National Security Index | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 6, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 7, 2023 to Oct 2, 2026 (2.8 years).
NSI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
NSI vs SCHD Performance
National Security Emerging Markets Index ETF (NSI) is an ETF from National Security Index and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NSI returned +20.44% while SCHD returned +23.87%. Year to date, NSI is up 12.81% versus a gain of 20.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.7% for NSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for NSI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
NSI charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, NSI currently yields 1.21% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 101 holdings in NSI and 99 in SCHD, totalling 96.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 101 positions we hold weights for in NSI and 99 in SCHD, against full books of 204 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for NSI (99.9% of the fund), and 33 for NSI that do not appear in SCHD (20.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NSI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSI or SCHD?
NSI has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, NSI or SCHD?
Over the past year NSI returned +20.44% vs +23.87% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NSI or SCHD?
SCHD has been the more volatile fund at 13.1% annualized versus 12.7% for NSI. Worst drawdown: NSI -16.6% vs SCHD -16.1%.
Should I hold both NSI and SCHD?
NSI and SCHD have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NSI or SCHD?
NSI yields 1.21% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NSI?
SCHD has a lower expense ratio. NSI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.