NSI vs VTI
National Security Emerging Markets Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NSI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 46.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSI | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $40M | $689.2B |
| Dividend Yield | 1.30% | 1.06% |
| Holdings | 202 | 3,542 |
| YTD Return | +2.51% | +8.54%Best |
| 1Y Return | +7.32% | +11.14%Best |
| 3Y Return (annualized) | +14.33% | +20.29%Best |
| 5Y Return (annualized) | - | +9.84% |
| Volatility (annualized) | 13.7% | 12.1%Best |
| Max Drawdown | -18.8%Best | -19.3% |
| $10,000 over 2.9 years | $14,746 | $16,464Best |
| Top 10 Weight | 46.0% | 34.6%Best |
| Fund Family | National Security Index | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 6, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 7, 2023 to Nov 6, 2026 (2.9 years).
NSI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
NSI vs VTI Performance
National Security Emerging Markets Index ETF (NSI) is an ETF from National Security Index and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NSI returned +7.32% while VTI returned +11.14%. Year to date, NSI is up 2.51% versus a gain of 8.54% for VTI.
Over three years, NSI compounded at +14.33% per year against +20.29% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NSI has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for NSI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NSI charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, NSI currently yields 1.30% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 99 holdings in NSI and 3,464 in VTI, totalling 96.0% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in NSI and 3,464 in VTI, against full books of 202 and 3,542.
What only one of them owns
Our book lists 1,129 positions for VTI that do not appear in our book for NSI (96.9% of the fund), and 34 for NSI that do not appear in VTI (24.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NSI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSI or VTI?
NSI has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, NSI or VTI?
Over the past year NSI returned +7.32% vs +11.14% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NSI or VTI?
NSI has been the more volatile fund at 13.7% annualized versus 12.1% for VTI. Worst drawdown: NSI -18.8% vs VTI -19.3%.
Should I hold both NSI and VTI?
NSI and VTI have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NSI or VTI?
NSI yields 1.30% while VTI yields 1.06%, so NSI currently pays the higher dividend yield.
Is VTI better than NSI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 46.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.