NUDM vs SCHD
Nuveen ESG International Developed Markets Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NUDM offers more diversification with 149 holdings.
Side-by-Side Comparison
| Metric | NUDM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.27% | 0.06% | |
| AUM | $694M | $103.7B | |
| Dividend Yield | 5.06% | 3.31% | |
| Holdings | 153 | 104 | |
| YTD Return | +12.99% | +25.62% | |
| 1Y Return | +23.56% | +32.62% | |
| 3Y Return (annualized) | +18.60% | +15.58% | |
| 5Y Return (annualized) | +9.11% | +9.63% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -32.0% | -33.4% | |
| Fund Family | Nuveen | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 6, 2017 | Oct 20, 2011 |
NUDM vs SCHD Performance
Nuveen ESG International Developed Markets Equity ETF (NUDM) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NUDM returned +23.56% while SCHD returned +32.62%. Year to date, NUDM is up 12.99% versus a gain of 25.62% for SCHD.
Over three years, NUDM compounded at +18.60% per year against +15.58% for SCHD; over five years the annualized figures are +9.11% and +9.63% respectively. Across the full 9-year window we track, SCHD has the edge at +11.47% annualized vs +8.87%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NUDM has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.0% for NUDM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NUDM charges 0.27% per year while SCHD charges 0.06%. On a $10,000 position that is $27 vs $6 annually, a gap of $21 per year that compounds over a long holding period. On income, NUDM currently yields 5.06% against 3.31% for SCHD.
Holdings Overlap
NUDM and SCHD share 0 holdings out of 249 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NUDM or SCHD?
NUDM has an expense ratio of 0.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, NUDM or SCHD?
Over the past year NUDM returned +23.56% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), NUDM annualized +8.87% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, NUDM or SCHD?
NUDM has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: NUDM -32.0% vs SCHD -33.4%.
Should I hold both NUDM and SCHD?
NUDM and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NUDM and SCHD?
NUDM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 249 unique securities.
Which pays a higher dividend, NUDM or SCHD?
NUDM yields 5.06% while SCHD yields 3.31%, so NUDM currently pays the higher dividend yield.
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