NUDM vs VTI
Nuveen ESG International Developed Markets Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NUDM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.27% | 0.03% | |
| AUM | $739M | $666.9B | |
| Dividend Yield | 4.94% | 1.07% | |
| Holdings | 153 | 3,543 | |
| YTD Return | +13.18% | +13.14% | |
| 1Y Return | +21.18% | +22.35% | |
| 3Y Return (annualized) | +19.69% | +21.83% | |
| 5Y Return (annualized) | +9.33% | +12.01% | |
| Volatility (annualized) | 15.9% | 15.3% | |
| Max Drawdown | -32.0% | -56.6% | |
| Fund Family | Nuveen | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 6, 2017 | May 24, 2001 |
NUDM vs VTI Performance
Nuveen ESG International Developed Markets Equity ETF (NUDM) is a ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NUDM returned +21.18% while VTI returned +22.35%. Year to date, NUDM is up 13.18% versus a gain of 13.14% for VTI.
Over three years, NUDM compounded at +19.69% per year against +21.83% for VTI; over five years the annualized figures are +9.33% and +12.01% respectively. Across the full 9-year window we track, NUDM has the edge at +8.86% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NUDM has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.0% for NUDM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NUDM charges 0.27% per year while VTI charges 0.03%. On a $10,000 position that is $27 vs $3 annually, a gap of $24 per year that compounds over a long holding period. On income, NUDM currently yields 4.94% against 1.07% for VTI.
Holdings Overlap
NUDM and VTI share 3 holdings out of 2933 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NUDM or VTI?
NUDM has an expense ratio of 0.27% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, NUDM or VTI?
Over the past year NUDM returned +21.18% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), NUDM annualized +8.86% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, NUDM or VTI?
NUDM has been the more volatile fund at 15.9% annualized versus 15.3% for VTI. Worst drawdown: NUDM -32.0% vs VTI -56.6%.
Should I hold both NUDM and VTI?
NUDM and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NUDM and VTI?
NUDM and VTI share 3 common holdings with a 0.0% weight overlap. Combined, they hold 2933 unique securities.
Which pays a higher dividend, NUDM or VTI?
NUDM yields 4.94% while VTI yields 1.07%, so NUDM currently pays the higher dividend yield.
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