NUMI vs VOO

NUMI vs VOO

Which is better, NUMI or VOO?

Municipal Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNUMIVOO
Expense Ratio0.30%0.03%Best
AUM$85M$997.4B
Dividend Yield3.64%1.04%
Holdings275509
YTD Return-1.70%+12.50%Best
1Y Return+0.65%+17.58%Best
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.95%
Volatility (annualized)4.6%Best13.0%
Max Drawdown-4.7%Best-18.7%
$10,000 over 1.6 years$10,220$12,701Best
Fund FamilyNuveenVanguard (US)
CategoryTax PreferredEquity
StyleMunicipal BondLarge Cap Blend
InceptionJan 22, 2025Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 11, 2026 (1.6 years).

NUMI vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

NUMI vs VOO Performance

Nuveen Municipal Income ETF (NUMI) is an ETF from Nuveen and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year NUMI returned +0.65% while VOO returned +17.58%. Year to date, NUMI is down 1.70% versus a gain of 12.50% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 4.6% for NUMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.7% for NUMI and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.

Fees and Cost Over Time

NUMI charges 0.30% per year while VOO charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, NUMI currently yields 3.64% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 113 holdings in NUMI and 505 in VOO, totalling 36.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 113 positions we hold weights for in NUMI and 505 in VOO, against full books of 275 and 509.

You are not choosing between two funds in isolation.

Whichever of NUMI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NUMIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NUMI or VOO?

NUMI has an expense ratio of 0.30% while VOO charges 0.03%. VOO is the cheaper option, by $27 a year on a $10,000 investment.

Which performed better, NUMI or VOO?

Over the past year NUMI returned +0.65% vs +17.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), NUMI annualized +1.37% vs +16.12% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NUMI or VOO?

VOO has been the more volatile fund at 13.0% annualized versus 4.6% for NUMI. Worst drawdown: NUMI -4.7% vs VOO -18.7%.

Should I hold both NUMI and VOO?

NUMI and VOO have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NUMI or VOO?

NUMI yields 3.64% while VOO yields 1.04%, so NUMI currently pays the higher dividend yield.

Is VOO better than NUMI?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.