NURE vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricNURESPYWinner
Expense Ratio0.36%0.09%
AUM$36M$789.1B
Dividend Yield4.02%1.01%
Holdings32505
YTD Return+13.76%+14.47%
1Y Return+13.21%+21.96%
3Y Return (annualized)+6.69%+21.70%
5Y Return (annualized)+0.75%+13.30%
Volatility (annualized)18.3%15.3%
Max Drawdown-46.0%-56.5%
Fund FamilyNuveenState Street Investment Management
CategoryEquityEquity
InceptionDec 19, 2016Jan 22, 1993

NURE vs SPY Performance

Nuveen Short-Term REIT ETF (NURE) is a ETF from Nuveen and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year NURE returned +13.21% while SPY returned +21.96%. Year to date, NURE is up 13.76% versus a gain of 14.47% for SPY.

Over three years, NURE compounded at +6.69% per year against +21.70% for SPY; over five years the annualized figures are +0.75% and +13.30% respectively. Across the full 10-year window we track, SPY has the edge at +8.87% annualized vs +5.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NURE has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.0% for NURE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NURE charges 0.36% per year while SPY charges 0.09%. On a $10,000 position that is $36 vs $9 annually, a gap of $27 per year that compounds over a long holding period. On income, NURE currently yields 4.02% against 1.01% for SPY.

Holdings Overlap

0.4%overlap

NURE and SPY share 10 holdings out of 521 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NUREWeight in SPYDifference
PSA5.33%0.08%5.25%
HST5.23%0.02%5.21%
ESS5.13%0.03%5.10%
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Frequently Asked Questions

Which is cheaper, NURE or SPY?

NURE has an expense ratio of 0.36% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, NURE or SPY?

Over the past year NURE returned +13.21% vs +21.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (10 years), NURE annualized +5.95% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, NURE or SPY?

NURE has been the more volatile fund at 18.3% annualized versus 15.3% for SPY. Worst drawdown: NURE -46.0% vs SPY -56.5%.

Should I hold both NURE and SPY?

NURE and SPY have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NURE and SPY?

NURE and SPY share 10 common holdings with a 0.4% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, NURE or SPY?

NURE yields 4.02% while SPY yields 1.01%, so NURE currently pays the higher dividend yield.

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