OAIM vs VTI
OneAscent International Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | OAIM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.03% | |
| AUM | $359M | $663.5B | |
| Dividend Yield | 0.86% | 1.07% | |
| Holdings | 61 | 3,543 | |
| YTD Return | +13.19% | +13.87% | |
| 1Y Return | +22.03% | +23.31% | |
| 3Y Return (annualized) | +17.77% | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 13.7% | 15.3% | |
| Max Drawdown | -14.7% | -56.6% | |
| Fund Family | OneAscent Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 14, 2022 | May 24, 2001 |
OAIM vs VTI Performance
OneAscent International Equity ETF (OAIM) is a ETF from OneAscent Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OAIM returned +22.03% while VTI returned +23.31%. Year to date, OAIM is up 13.19% versus a gain of 13.87% for VTI.
Over three years, OAIM compounded at +17.77% per year against +21.17% for VTI. Across the full 4-year window we track, OAIM has the edge at +19.85% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for OAIM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for OAIM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OAIM charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, OAIM currently yields 0.86% against 1.07% for VTI.
Holdings Overlap
OAIM and VTI share 0 holdings out of 2830 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OAIM or VTI?
OAIM has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $86 per year of difference.
Which performed better, OAIM or VTI?
Over the past year OAIM returned +22.03% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), OAIM annualized +19.85% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, OAIM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.7% for OAIM. Worst drawdown: OAIM -14.7% vs VTI -56.6%.
Should I hold both OAIM and VTI?
OAIM and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OAIM and VTI?
OAIM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2830 unique securities.
Which pays a higher dividend, OAIM or VTI?
OAIM yields 0.86% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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