OAIM vs VYM
OneAscent International Equity ETF vs Vanguard High Dividend Yield ETF
Which is better, OAIM or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. OAIM led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 35.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OAIM | VYM |
|---|---|---|
| Expense Ratio | 0.89% | 0.04%Best |
| AUM | $391M | $81.6B |
| Dividend Yield | 0.87% | 2.22% |
| Holdings | 59 | 613 |
| YTD Return | +17.72%Best | +11.47% |
| 1Y Return | +22.69%Best | +15.94% |
| 3Y Return (annualized) | +21.57%Best | +18.03% |
| 5Y Return (annualized) | - | +12.35% |
| Volatility (annualized) | 13.6% | 12.8%Best |
| Max Drawdown | -14.7% | -14.5%Best |
| $10,000 over 4 years | $21,028Best | $17,345 |
| Top 10 Weight | 35.6% | 26.1%Best |
| Fund Family | OneAscent Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 14, 2022 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 16, 2022 to Sep 21, 2026 (4 years).
OAIM vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
OAIM vs VYM Performance
OneAscent International Equity ETF (OAIM) is an ETF from OneAscent Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year OAIM returned +22.69% while VYM returned +15.94%. Year to date, OAIM is up 17.72% versus a gain of 11.47% for VYM.
Over three years, OAIM compounded at +21.57% per year against +18.03% for VYM. Across the full 4-year window we track, OAIM has the edge at +20.42% annualized vs +14.76%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OAIM has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for OAIM and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OAIM charges 0.89% per year while VYM charges 0.04%. On a $10,000 position that is $89 vs $4 annually, a gap of $85 per year that compounds over a long holding period. On income, OAIM currently yields 0.87% against 2.22% for VYM.
Holdings Overlap
5.0% of OAIM's money is in holdings VYM also owns. 0.1% of VYM's money is in holdings OAIM also owns.
OAIM and VYM share little of their money.
2 positions in common, counted across the 54 positions we hold weights for in OAIM and 557 in VYM, against full books of 59 and 613.
What only one of them owns
Our book lists 527 positions for VYM that do not appear in our book for OAIM (97.0% of the fund), and 0 for OAIM that do not appear in VYM (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of OAIM and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OAIM or VYM?
OAIM has an expense ratio of 0.89% while VYM charges 0.04%. VYM is the cheaper option, by $85 a year on a $10,000 investment.
Which performed better, OAIM or VYM?
Over the past year OAIM returned +22.69% vs +15.94% for VYM, so OAIM leads on 1-year performance. Over the longest common window we track (4 years), OAIM annualized +20.42% vs +14.76% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OAIM or VYM?
OAIM has been the more volatile fund at 13.6% annualized versus 12.8% for VYM. Worst drawdown: OAIM -14.7% vs VYM -14.5%.
Should I hold both OAIM and VYM?
OAIM and VYM have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OAIM and VYM?
5.0% of OAIM's money is in holdings VYM also owns. 0.1% of VYM's is in holdings OAIM also owns. They hold 2 positions in common, counted across the 54 positions we hold weights for in OAIM and 557 in VYM.
Which pays a higher dividend, OAIM or VYM?
OAIM yields 0.87% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than OAIM?
VYM has a lower expense ratio. OAIM led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 35.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.