OCTI vs VTI
AllianzIM International Equity Buffer15 Uncapped Oct ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OCTI or VTI?
Each has led over a different period.
VTI has a lower expense ratio. OCTI led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OCTI | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $6M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 4 | 3,542 |
| YTD Return | +0.84% | +11.29%Best |
| 1Y Return | +0.84% | +13.77%Best |
| 3Y Return (annualized) | - | +20.19% |
| 5Y Return (annualized) | - | +10.49% |
| Volatility (annualized) | 98227.3% | 16.0%Best |
| Max Drawdown | - | -52.6% |
| $10,000 over 18.9 years | $1,689,266Best | $57,830 |
| Fund Family | AllianzIM | Vanguard (US) |
| Category | Alternative | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 30, 2026 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 18.9 years row, are measured over the window both funds cover: Jan 4, 2008 to Nov 13, 2026 (18.9 years).
OCTI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
OCTI vs VTI Performance
AllianzIM International Equity Buffer15 Uncapped Oct ETF (OCTI) is an ETF from AllianzIM and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OCTI returned +0.84% while VTI returned +13.77%. Year to date, OCTI is up 0.84% versus a gain of 11.29% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OCTI has been the more volatile fund, with annualized monthly volatility of 98227.3% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.03. They move largely independently of each other.
Fees and Cost Over Time
OCTI charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, OCTI currently yields 0.00% against 1.06% for VTI.
You are not choosing between two funds in isolation.
Whichever of OCTI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OCTI or VTI?
OCTI has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, OCTI or VTI?
Over the past year OCTI returned +0.84% vs +13.77% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), OCTI annualized +31.18% vs +9.73% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OCTI or VTI?
OCTI has been the more volatile fund at 98227.3% annualized versus 16.0% for VTI.
Should I hold both OCTI and VTI?
OCTI and VTI have a monthly-return correlation of -0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OCTI or VTI?
OCTI yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than OCTI?
VTI has a lower expense ratio. OCTI led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.