OCTT vs VYM
AllianzIM US Equity Buffer10 Oct ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | OCTT | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.04% | |
| AUM | $56M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 5 | 616 | |
| YTD Return | +9.80% | +15.36% | |
| 1Y Return | +14.96% | +21.96% | |
| 3Y Return (annualized) | +13.72% | +18.85% | |
| 5Y Return (annualized) | +10.71% | +12.25% | |
| Volatility (annualized) | 9.4% | 14.6% | |
| Max Drawdown | -13.5% | -58.8% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 30, 2020 | Nov 10, 2006 |
OCTT vs VYM Performance
AllianzIM US Equity Buffer10 Oct ETF (OCTT) is a ETF from AllianzIM and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year OCTT returned +14.96% while VYM returned +21.96%. Year to date, OCTT is up 9.80% versus a gain of 15.36% for VYM.
Over three years, OCTT compounded at +13.72% per year against +18.85% for VYM; over five years the annualized figures are +10.71% and +12.25% respectively. Across the full 6-year window we track, OCTT has the edge at +11.61% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.4% for OCTT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.5% for OCTT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OCTT charges 0.74% per year while VYM charges 0.04%. On a $10,000 position that is $74 vs $4 annually, a gap of $70 per year that compounds over a long holding period. On income, OCTT currently yields 0.00% against 2.24% for VYM.
Frequently Asked Questions
Which is cheaper, OCTT or VYM?
OCTT has an expense ratio of 0.74% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $70 per year of difference.
Which performed better, OCTT or VYM?
Over the past year OCTT returned +14.96% vs +21.96% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), OCTT annualized +11.61% vs +7.03% for VYM. Past performance does not guarantee future results.
Which is riskier, OCTT or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 9.4% for OCTT. Worst drawdown: OCTT -13.5% vs VYM -58.8%.
Should I hold both OCTT and VYM?
OCTT and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, OCTT or VYM?
OCTT yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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